Cost Of Living in Rock Point, MD

Get 300+ Local Insights for Any Address in Rock Point, MD

Get Access to 300+ Local Data Points

B

10%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Rock Point	Maryland	National
Cost of living	110	121	100
Groceries	106	105	100
Health care	112	109	100
Housing	n/a	151	100
Transportation	112	109	100
Utilities	112	108	100
Lifestyle & Entertainment	113	109	100
Household Items	104	105	100
Education & Childcare	114	112	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Rock Point, MD

17432 Rock Point Rd

Newburg, MD

Cost Of Living Quick Facts

The cost of living in Rock Point is 9% lower than the Maryland average
The cost of living in Rock Point is 10% higher than the national average
Rock Point housing is 29% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Rock Point

See all the best places to live around Rock Point

Compare Rock Point, MD Cost of Living

Write a review to give others more information about this area.

See all Rock Point poll results

The best places in Maryland

Here are the best places to live in Maryland

Most Dangerous Cities In The US

Check out the 10 most dangerous cities in Maryland

See the best places to live in Rock Point

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Montross, VA	568	109	8.8%
Colonial Beach, VA	3,675	111	11.4%
Charlotte Hall, MD	1,786	117	17.4%
Cobb Island, MD	1,145	118	18.1%
Dahlgren, VA	3,645	121	20.5%
Rock Point, MD	64	110	10.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Port Heiden, AK	64	90	9.5%
Goldfield, CO	64	89	10.8%
Padroni, CO	64	86	13.6%
Istachatta, FL	64	103	3.2%
Seville, GA	64	74	26.4%
Rock Point, MD	64	110	10.1%