Cost Of Living in Charlotte Hall, MD

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C

17%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Charlotte Hall	Maryland	National
Cost of living	117	121	100
Groceries	106	105	100
Health care	112	109	100
Housing	134	151	100
Transportation	112	109	100
Utilities	112	108	100
Lifestyle & Entertainment	113	109	100
Household Items	104	105	100
Education & Childcare	114	112	100

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Homes For Sale In Charlotte Hall, MD

13301 Olde Oak Dr

Charlotte Hall, MD

10680 Allens Fresh Rd

Charlotte Hall, MD

11075 Creeks Landing PL

Charlotte Hall, MD

UNKNOWN

Waldorf, MD

Cost Of Living Quick Facts

The cost of living in Charlotte Hall is 3% lower than the Maryland average
The cost of living in Charlotte Hall is 17% higher than the national average
Charlotte Hall housing is 34% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$156,154	$13,013	$3,643	$4,685
Renters	$47,126	$3,927	$1,100	$1,414

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Port Tobacco Village, MD	4	110	10.1%
Cedarville, MD	599	110	10.1%
Rock Point, MD	64	110	10.1%
Eagle Harbor, MD	44	103	2.7%
Colonial Beach, VA	3,675	111	11.4%
Charlotte Hall, MD	1,786	117	17.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Thomaston, CT	1,786	108	8.1%
De Pue, IL	1,786	84	16.5%
Mexico, NY	1,786	97	3.4%
Ralls, TX	1,786	81	18.7%
Blackwater, AZ	1,787	99	0.8%
Charlotte Hall, MD	1,786	117	17.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Charlotte Hall, MD

Homes For Sale In Charlotte Hall, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Charlotte Hall

Compare Charlotte Hall, MD Cost of Living

The best places in Maryland

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population