Cost Of Living in Montross, VA

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B+

9%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

6%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Montross	Virginia	National
Cost of living	109	111	100
Groceries	106	103	100
Health care	112	103	100
Housing	106	129	100
Transportation	112	105	100
Utilities	112	104	100
Lifestyle & Entertainment	113	103	100
Household Items	104	102	100
Education & Childcare	114	109	100

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Homes For Sale In Montross, VA

68 Matilda Ln

Montross, VA

329 N Glebe Rd

Montross, VA

1016 Royal Way

Montross, VA

Lot 39 N Independence Dr

, VA

Cost Of Living Quick Facts

The cost of living in Montross is 2% lower than the Virginia average
The cost of living in Montross is 9% higher than the national average
Montross housing is 6% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$88,466	$7,372	$2,064	$2,654
Renters	$43,735	$3,645	$1,020	$1,312

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rock Point, MD	64	110	10.1%
Tappahannock, VA	1,980	99	1.2%
Colonial Beach, VA	3,675	111	11.4%
Warsaw, VA	2,453	106	6.5%
Cobb Island, MD	1,145	118	18.1%
Montross, VA	568	109	8.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Leonard, MD	568	150	49.6%
Kirkersville, OH	568	89	11.1%
Noxen, PA	568	94	6.1%
Portland, PA	568	99	0.7%
Montrose, SD	568	88	12.0%
Montross, VA	568	109	8.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Montross, VA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Virginia Sales Tax

Virginia Income Tax

Nearby cities with low cost of living

Cities with similar population