Cost Of Living in Prospect Park CDP, PA

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21%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

68%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Prospect Park CDP	Pennsylvania	National
Cost of living	79	97	100
Groceries	100	100	100
Health care	98	99	100
Housing	32	90	100
Transportation	97	101	100
Utilities	98	99	100
Lifestyle & Entertainment	102	100	100
Household Items	102	99	100
Education & Childcare	99	101	100

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Cost Of Living Quick Facts

The cost of living in Prospect Park CDP is 18% lower than the Pennsylvania average
The cost of living in Prospect Park CDP is 21% lower than the national average
Prospect Park CDP housing is 68% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,277	$5,440	$1,523	$1,959
Renters	$0	$0	$0	$0

To approximate the cost of living and the housing affordability in Prospect Park CDP, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Prospect Park CDP have a median income of $65,277. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,523 per month to avoid calamity and poverty. The renters in the city have an income of about $0, which would make their monthly maximum allowable rental costs $0.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Arcadia University, PA	609	100	0.1%
Cheyney University, PA	198	99	0.8%
Tavistock, NJ	5	111	10.6%
Audubon Park, NJ	1,003	92	7.9%
Chester, PA	35,117	86	13.9%
Prospect Park CDP, PA	233	79	21.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fruitdale, AL	233	77	23.1%
Ebro, FL	233	101	1.0%
Everglades, FL	233	109	8.6%
Arthur, IA	233	77	22.5%
Cleghorn, IA	233	81	19.0%
Prospect Park CDP, PA	233	79	21.0%