Campbell, CA Cost Of Living

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Campbell cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Campbell	California	National
Cost of living index	199	140	100
Index	Campbell	California	National
Goods & Services index	130	111	100
Groceries index	126	118	100
Health care index	127	113	100
Housing index	362	196	100
Transportation index	137	128	100
Utilities index	121	118	100

Here we can see a simple outline of the cost of living in Campbell, CA. As you can see, with the average cost of living in Campbell, CA being 199, that puts it 42% higher than the average of California and 99% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Campbell, CA, the price of goods and services are 16% higher than the average of California as well as 30% higher than the nation's average.

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Did you know?

The cost of living in Campbell is 42% higher than the California average.
The cost of living in Campbell is 99% higher than the national average.
The cost of housing in Campbell is 262% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Campbell, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Campbell, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Campbell, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$137,120	$11,427	$3,199	$4,114
Renters	$80,939	$6,745	$1,888	$2,428

The affordability of the housing market in Campbell, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Campbell, CA homeowners, the median income is $137,120. This indicates that a monthly maximum of $3,199 should be spent by homeowners on all housing related costs. Renters have a median income of $80,939. This indicates that renters should have a maximum of $1,888 used for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

For those who live in Campbell, CA and want to know what the true cost of living is, they ought to look at both the California income tax rate and the California sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In California, the sales tax is 7.25%, while the most you'll pay in surtax is 10.5%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in California, the income tax rate ranges between 1% to 13.3%.

Goods & Services

Item	Campbell	National avg.	Difference
Haircut	$19.71	$17.49	12.7%
Beauty Salon	$67.86	$38.17	77.8%
Toothpaste	$2.93	$2.32	26.2%
Shampoo	$1.33	$1.01	31.4%
Movie	$12.11	$10.72	12.9%
Bowling	$19.83	$13.86	43.1%

Groceries

Item	Campbell	National avg.	Difference
Ground Beef	$3.71	$3.90	4.9%
Fried Chicken	$1.35	$1.40	3.3%
Milk	$2.39	$1.96	21.8%
Potatoes	$2.66	$3.18	16.4%
Pizza	$13.70	$10.39	31.8%
Beer	$10.49	$9.23	13.7%

Health Care

Item	Campbell	National avg.	Difference
Optometrist	$136.71	$106.34	28.6%
Doctor	$150.71	$115.25	30.8%
Dentist	$139.14	$98.38	41.4%
Ibuprofen	$11.99	$9.26	29.5%
Lipitor	$442.32	$466.47	5.2%

Housing

Item	Campbell	National avg.	Difference
Home Price	$804,500.00	$184,700.00	335.6%
Avg. Mortgage Payment	$3,196.29	$1,273.32	151.0%
Apartment Rent	$1,821.00	$949.00	91.9%

Transportation

Item	Campbell	National avg.	Difference
Gasoline	$3.79	$2.59	46.2%
Tire Balancing	$61.00	$48.90	24.8%

Utilities

Item	Campbell	National avg.	Difference
All Electricity	$228.47	$167.60	36.3%
Phone	$184.65	$163.42	13.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Mountain View CDP, CA	2,585	138	38%
Zayante, CA	941	148	48%
Lompico, CA	902	148	48%
Boulder Creek, CA	4,442	157	57%
Alum Rock, CA	11,877	159	59%
Campbell, CA	40,788	199	99%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Covington, KY	40,766	88	-12%
Sumter, SC	40,760	92	-8%
The Colony, TX	40,757	102	2%
Cedar Falls, IA	40,828	91	-9%
Brentwood, TN	40,873	148	48%
Campbell, CA	40,788	199	99%

Source: The Campbell, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Campbell, CA Cost of Living