| Index | Campbell | California | National |
| Cost of living | 233 | 141 | 100 |
| Groceries | 111 | 111 | 100 |
| Health care | 111 | 116 | 100 |
| Housing | 511 | 197 | 100 |
| Transportation | 115 | 118 | 100 |
| Utilities | 114 | 119 | 100 |
| Lifestyle & Entertainment | 113 | 120 | 100 |
| Household Items | 109 | 111 | 100 |
| Education & Childcare | 122 | 127 | 100 |
The cost of living in Campbell affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Campbell is 233, which is 133% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Campbell is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Campbell falls into this category, which may not align with your goal of finding a budget-friendly living environment.
Housing costs make up a big chunk of the cost of living in Campbell, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 410.9% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
The cost of groceries continues to rise at an alarming rate. Over the last two years, grocery prices have increased by more than 10%! Unfortunately, in Campbell, the news isn't any better as grocery prices are 11.2% higher than the national average.
Wondering if Campbell is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Campbell, for example, the median home price is 526.7% higher than what folks pay nationally, and monthly rent is 140.7% higher than the usual rates. Plus, income levels matter too, with Campbell boasting a median household income of $181,152, which is 122.7% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Campbell, the prevailing sales tax rate starts at 7.25%, and income tax rates kick off at 1%.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Campbell, the transportation index is 14.6% higher than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Campbell, the groceries index is 11.2% higher than the national average.
The Campbell cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $239,411 | $19,951 | $5,586 | $7,183 |
| Renters | $132,297 | $11,025 | $3,087 | $3,969 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Mountain View CDP, CA | 2,675 | 134 | 33.5% |
| Brookdale, CA | 1,345 | 161 | 61.2% |
| Boulder Creek, CA | 5,454 | 166 | 65.9% |
| Lompico, CA | 904 | 178 | 77.7% |
| Alum Rock, CA | 12,233 | 189 | 88.9% |
| Campbell, CA | 43,872 | 233 | 132.5% |
| City | Population | Cost of Living Index | National Avg. |
| Fairfield, OH | 43,874 | 96 | 4.3% |
| Lompoc, CA | 43,853 | 131 | 31.1% |
| Woodbridge, VA | 43,930 | 123 | 23.0% |
| North Fort Myers, FL | 43,810 | 92 | 7.5% |
| Hicksville, NY | 43,793 | 154 | 54.0% |
| Campbell, CA | 43,872 | 233 | 132.5% |
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