Cost Of Living in Mountain View CDP, CA

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F

34%

Overall NAT. AVG.

16%

Groceries NAT. AVG.

63%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mountain View CDP	California	National
Cost of living	134	141	100
Groceries	116	111	100
Health care	119	116	100
Housing	163	197	100
Transportation	126	118	100
Utilities	125	119	100
Lifestyle & Entertainment	122	120	100
Household Items	109	111	100
Education & Childcare	136	127	100

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Cost Of Living Quick Facts

The cost of living in Mountain View CDP is 5% lower than the California average
The cost of living in Mountain View CDP is 34% higher than the national average
Mountain View CDP housing is 63% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$150,021	$12,502	$3,500	$4,501
Renters	$49,023	$4,085	$1,144	$1,471

The affordability of the housing market in Mountain View CDP, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Mountain View CDP homeowners, the median income is $150,021. This indicates that a monthly maximum of $3,500 should be spent by homeowners on all housing related costs. Renters have a median income of $49,023. This indicates that renters would have a maximum of $1,144 for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Loma Mar, CA	294	115	14.6%
Alum Rock, CA	12,233	189	88.9%
Newark, CA	49,971	195	95.1%
Union City, CA	76,617	201	101.1%
La Honda, CA	1,259	204	104.2%
Mountain View CDP, CA	2,675	134	33.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Missouri Valley, IA	2,675	87	12.6%
Jefferson, MD	2,675	129	29.0%
Barnum Island, NY	2,675	161	61.1%
Devola, OH	2,674	93	6.5%
Cabool, MO	2,676	81	18.9%
Mountain View CDP, CA	2,675	134	33.5%