| Index | Lompoc | California | National |
| Cost of living | 131 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 114 | 116 | 100 |
| Housing | 170 | 197 | 100 |
| Transportation | 112 | 118 | 100 |
| Utilities | 116 | 119 | 100 |
| Lifestyle & Entertainment | 120 | 120 | 100 |
| Household Items | 110 | 111 | 100 |
| Education & Childcare | 126 | 127 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Lompoc? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lompoc stands at 131, making it 31% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you prioritize affordability when seeking a new place to live, Lompoc may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Lompoc falls into this category, which may not align with your preferences for a budget-friendly living environment.
Housing costs make up a big chunk of the cost of living in Lompoc, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 70% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Locals have the inside scoop on their city. So, we polled 7 residents in Lompoc to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 14% find it reasonable with decreasing prices, but 86% think it's quite pricey, with prices that continue to rise.
Is Lompoc affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Lompoc, the median home price is 87.6% higher than the national average and monthly rent prices are 29.2% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Lompoc boasting a median household income of $85,523, 5.2% higher than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Lompoc, the housing index is 70% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Lompoc, healthcare costs are 13.8% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The Lompoc cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $110,695 | $9,225 | $2,583 | $3,321 |
| Renters | $65,462 | $5,455 | $1,527 | $1,964 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Casmalia, CA | 92 | 123 | 23.4% |
| Sisquoc, CA | 172 | 126 | 26.4% |
| Mission Hills, CA | 3,627 | 139 | 39.2% |
| Vandenberg Village, CA | 8,193 | 145 | 45.0% |
| Vandenberg AFB, CA | 3,743 | 146 | 45.7% |
| Lompoc, CA | 43,853 | 131 | 31.1% |
| City | Population | Cost of Living Index | National Avg. |
| Campbell, CA | 43,872 | 233 | 132.5% |
| Fairfield, OH | 43,874 | 96 | 4.3% |
| North Fort Myers, FL | 43,810 | 92 | 7.5% |
| Hicksville, NY | 43,793 | 154 | 54.0% |
| Woodbridge, VA | 43,930 | 123 | 23.0% |
| Lompoc, CA | 43,853 | 131 | 31.1% |