F
31%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
70%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lompoc California National
Cost of living131141100
Groceries110111100
Health care114116100
Housing170197100
Transportation112118100
Utilities116119100
Lifestyle & Entertainment120120100
Household Items110111100
Education & Childcare126127100
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An Overview of Cost of Living in Lompoc, CA

Are you thinking about relocating, but curious about the potential cost of living in Lompoc? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lompoc stands at 131, making it 31% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If you prioritize affordability when seeking a new place to live, Lompoc may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Lompoc falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs make up a big chunk of the cost of living in Lompoc, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 70% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

What Do Locals Say About the Cost of Living in Lompoc?

Locals have the inside scoop on their city. So, we polled 7 residents in Lompoc to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 14% find it reasonable with decreasing prices, but 86% think it's quite pricey, with prices that continue to rise.

Is Lompoc Affordable?

Is Lompoc affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Lompoc, the median home price is 87.6% higher than the national average and monthly rent prices are 29.2% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Lompoc boasting a median household income of $85,523, 5.2% higher than the national average.

What Factors can Influence the Cost of Living in Lompoc?

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Lompoc, the housing index is 70% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Lompoc, healthcare costs are 13.8% higher than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Where is the Data From?

The Lompoc cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Lompoc is 7% lower than the California average
  • The cost of living in Lompoc is 31% higher than the national average
  • Lompoc housing is 70% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lompoc

See all the best places to live around Lompoc

Compare Lompoc, CA Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,695$9,225$2,583$3,321
      Renters$65,462$5,455$1,527$1,964
      A good indicator of the general affordability of housing in Lompoc, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Lompoc, the median monthly income is $110,695 for those who own their own homes. Under the standard rule, that income level would allow for $2,583 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $65,462, per the median income in the area. That would allow for renters to spend up to $1,527 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Casmalia, CA9212323.4%
      Sisquoc, CA17212626.4%
      Mission Hills, CA3,62713939.2%
      Vandenberg Village, CA8,19314545.0%
      Vandenberg AFB, CA3,74314645.7%
      Lompoc, CA43,85313131.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Campbell, CA43,872233132.5%
      Fairfield, OH43,874964.3%
      North Fort Myers, FL43,810927.5%
      Hicksville, NY43,79315454.0%
      Woodbridge, VA43,93012323.0%
      Lompoc, CA43,85313131.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.