| Index | Fairfield | Ohio | National |
| Cost of living | 96 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 96 | 96 | 100 |
| Housing | 95 | 74 | 100 |
| Transportation | 96 | 96 | 100 |
| Utilities | 98 | 96 | 100 |
| Lifestyle & Entertainment | 97 | 95 | 100 |
| Household Items | 97 | 97 | 100 |
| Education & Childcare | 92 | 93 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Fairfield? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Fairfield stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Fairfield is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Is Fairfield affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Fairfield, the median home price is 7.5% lower than the national average and monthly rent prices are 0.9% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Fairfield boasting a median household income of $94,792, 16.5% higher than the national average.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Fairfield, the housing index comes in at 5% lower than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Fairfield, the utilities index stands at 2.1% lower than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
The cost of living estimates displayed for Fairfield are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $123,666 | $10,306 | $2,885 | $3,710 |
| Renters | $63,661 | $5,305 | $1,485 | $1,910 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Plainville, OH | 159 | 97 | 3.4% |
| Shawnee, OH | 1,081 | 95 | 4.8% |
| Elizabethtown, OH | 295 | 75 | 24.9% |
| Hooven, OH | 336 | 77 | 22.7% |
| Shawnee village, OH | 563 | 78 | 21.8% |
| Fairfield, OH | 43,874 | 96 | 4.3% |
| City | Population | Cost of Living Index | National Avg. |
| Campbell, CA | 43,872 | 233 | 132.5% |
| Lompoc, CA | 43,853 | 131 | 31.1% |
| Woodbridge, VA | 43,930 | 123 | 23.0% |
| North Fort Myers, FL | 43,810 | 92 | 7.5% |
| Hicksville, NY | 43,793 | 154 | 54.0% |
| Fairfield, OH | 43,874 | 96 | 4.3% |
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