| Index | Biloxi | Mississippi | National |
| Cost of living | 95 | 86 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 97 | 95 | 100 |
| Housing | 92 | 63 | 100 |
| Transportation | 96 | 94 | 100 |
| Utilities | 97 | 98 | 100 |
| Lifestyle & Entertainment | 96 | 94 | 100 |
| Household Items | 94 | 96 | 100 |
| Education & Childcare | 95 | 94 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Biloxi? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Biloxi stands at 95, making it 5% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
In Biloxi, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Biloxi will resemble that of an average city, contributing to a manageable cost of living.
Is Biloxi an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Biloxi is 8.3% lower than the national average, while the average monthly rent prices are 8.2% lower than average. The affordability of any location can also be influenced by median income levels. Biloxi has a median household income of $72,674, which is 10.6% lower than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Biloxi, the utilities index stands at 2.8% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Biloxi, the housing index stands at 8.2% lower than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Biloxi, healthcare costs are 3% lower than the national average.
The cost of living data for Biloxi shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $108,829 | $9,069 | $2,539 | $3,265 |
| Renters | $52,706 | $4,392 | $1,230 | $1,581 |
| State | General Sales Tax | With Max Surtax |
| Mississippi | 7% | 7.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Mississippi | 5% | 5% |
| City | Population | Cost of Living Index | National Avg. |
| St. Martin, MS | 8,380 | 90 | 9.8% |
| Gulfport, MS | 73,689 | 90 | 9.5% |
| Latimer, MS | 6,351 | 92 | 7.6% |
| Gulf Hills, MS | 9,087 | 94 | 6.2% |
| D'Iberville, MS | 14,203 | 95 | 5.2% |
| Biloxi, MS | 47,008 | 95 | 5.2% |
| City | Population | Cost of Living Index | National Avg. |
| Hilo, HI | 47,057 | 135 | 35.0% |
| Cleveland, TN | 46,880 | 95 | 4.7% |
| Coachella, CA | 46,858 | 115 | 14.9% |
| Oro Valley, AZ | 46,840 | 123 | 23.0% |
| Herriman, UT | 46,782 | 132 | 31.8% |
| Biloxi, MS | 47,008 | 95 | 5.2% |
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