Cost Of Living in Gulf Hills, MS

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A+

6%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

12%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gulf Hills	Mississippi	National
Cost of living	94	86	100
Groceries	97	97	100
Health care	97	95	100
Housing	88	63	100
Transportation	96	94	100
Utilities	97	98	100
Lifestyle & Entertainment	96	94	100
Household Items	94	96	100
Education & Childcare	95	94	100

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Homes For Sale In Gulf Hills, MS

Nolana IV G Ship Watch DR

Ocean Springs, MS

13516 Garland Rd

Gulf Hills, MS

13525 Garland Rd

Gulf Hills, MS

14004 El Camino Real Rd

Ocean Springs, MS

Cost Of Living Quick Facts

The cost of living in Gulf Hills is 10% higher than the Mississippi average
The cost of living in Gulf Hills is 6% lower than the national average
Gulf Hills housing is 12% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$93,556	$7,796	$2,183	$2,807
Renters	$71,609	$5,967	$1,671	$2,148

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gulf Hills, MS, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gulf Hills homeowners, is $93,556. This would allow for a maximum of $2,183 per month to be spent on housing costs. For renters, the median monthly income is $71,609 which would result in a maximum of $1,671 to be spent on rental costs.

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Martin, MS	8,380	90	9.8%
Gautier, MS	19,005	92	7.6%
Latimer, MS	6,351	92	7.6%
Biloxi, MS	47,008	95	5.2%
D'Iberville, MS	14,203	95	5.2%
Gulf Hills, MS	9,087	94	6.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sans Souci, SC	9,087	93	7.2%
Glens Falls North, NY	9,086	114	14.4%
Tsinstikeptum 9, BC	9,090	n/a
Quakertown, PA	9,091	104	4.4%
Skidaway Island, GA	9,081	146	45.6%
Gulf Hills, MS	9,087	94	6.2%