Cost of Living in St. Martin, MS

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10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index St. Martin Mississippi National
Cost of living9086100
Groceries9797100
Health care9795100
Housing7663100
Transportation9694100
Utilities9798100
Lifestyle & Entertainment9694100
Household Items9496100
Education & Childcare9594100
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Homes For Sale In St. Martin, MS

property for sale

15412 Anderson Dr

Biloxi, MS
property for sale

14101 Lemoyne Blvd

Biloxi, MS
property for sale

16009 Lorraine Cir

Biloxi, MS
property for sale

6717 Westwind Dr

Biloxi, MS

Cost Of Living Quick Facts

  • The cost of living in St. Martin is 5% higher than the Mississippi average
  • The cost of living in St. Martin is 10% lower than the national average
  • St. Martin housing is 24% lower than the national average
  • Mississippi general sales tax is 37% higher than the national average
  • Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around St. Martin

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,407$7,451$2,086$2,682
      Renters$69,969$5,831$1,633$2,099
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in St. Martin, MS, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for St. Martin homeowners, is $89,407. This would allow for a maximum of $2,086 per month to be spent on housing costs. For renters, the median monthly income is $69,969 which would result in a maximum of $1,633 to be spent on rental costs.

      Mississippi Sales Tax

      State General Sales Tax With Max Surtax
      Mississippi 7% 7.25%

      Mississippi Income Tax

      State Income Tax (Low) Income Tax (High)
      Mississippi 5% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gulfport, MS73,689909.5%
      Gautier, MS19,005927.6%
      Latimer, MS6,351927.6%
      Gulf Hills, MS9,087946.2%
      Biloxi, MS47,008955.2%
      St. Martin, MS8,380909.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Banff, AB8,380n/a 
      Oak Brook, IL8,37720099.7%
      Croton-on-Hudson, NY8,38316059.9%
      Hillsdale, MI8,3768514.8%
      Summit Park, UT8,37417676.4%
      St. Martin, MS8,380909.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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