Oro Valley, Arizona Cost Of Living

F

15%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oro Valley	Arizona	National
Cost of living	115	101	100
Goods & Services	104	105	100
Groceries	101	104	100
Health care	104	98	100
Housing	141	97	100
Transportation	104	97	100
Utilities	104	103	100

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Cost Of Living Quick Facts

The cost of living in Oro Valley is 13% higher than the Arizona average
The cost of living in Oro Valley is 15% higher than the national average
Oro Valley housing is 41% higher than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 13% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,514	$7,460	$2,089	$2,686
Renters	$46,961	$3,913	$1,096	$1,409

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Oro Valley, AZ, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Oro Valley, homeowners have a median income of $89,514. Using that number, a maximum of $2,089 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $46,961, which means there is a maximum of $1,096 to be spent on the costs of renting a home or apartment.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.55%	2.98%

Goods & Services

Item	Oro Valley	National avg.	Difference
Haircut	$20.84	$20.27	2.8%
Beauty Salon	$47.35	$40.39	17.2%
Toothpaste	$2.09	$2.36	11.4%
Shampoo	$1.02	$1.08	5.2%
Movie	$11.16	$10.99	1.6%
Bowling	$9.56	$15.49	38.3%

Groceries

Item	Oro Valley	National avg.	Difference
Ground Beef	$3.92	$4.30	8.7%
Fried Chicken	$1.48	$1.40	5.5%
Milk	$1.70	$2.20	22.7%
Potatoes	$2.48	$3.22	23.0%
Pizza	$11.90	$10.74	10.8%
Beer	$9.92	$9.60	3.3%

Health Care

Item	Oro Valley	National avg.	Difference
Optometrist	$104.16	$109.73	5.1%
Doctor	$140.19	$118.34	18.5%
Dentist	$102.09	$100.94	1.1%
Ibuprofen	$9.82	$9.93	1.1%
Lipitor	$477.34	$469.53	1.7%

Housing

Item	Oro Valley	National avg.	Difference
Home Price	$281,700.00	$184,700.00	52.5%
Avg. Mortgage Payment	$1,374.83	$1,229.62	11.8%
Apartment Rent	$1,068.00	$949.00	12.5%

Transportation

Item	Oro Valley	National avg.	Difference
Gasoline	$2.63	$2.71	2.8%
Tire Balancing	$59.60	$51.86	14.9%

Utilities

Item	Oro Valley	National avg.	Difference
All Electricity	$185.85	$170.84	8.8%
Phone	$181.82	$187.18	2.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Summerhaven, AZ	167	103	3.4%
Rillito, AZ	53	103	3.4%
South Tucson, AZ	5,627	86	13.8%
Flowing Wells, AZ	15,601	87	13.0%
Tucson Estates, AZ	11,747	93	6.8%
Oro Valley, AZ	42,379	115	14.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Danville, VA	42,360	85	15.3%
Rancho Palos Verdes, CA	42,412	217	116.6%
Burke, VA	42,290	154	53.5%
Bentonville, AR	42,499	94	5.8%
Burlington, VT	42,556	116	16.1%
Oro Valley, AZ	42,379	115	14.5%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.