Cost Of Living in Air Force Academy, CO

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F

31%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

83%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Air Force Academy	Colorado	National
Cost of living	131	115	100
Groceries	105	104	100
Health care	109	107	100
Housing	183	136	100
Transportation	111	106	100
Utilities	111	108	100
Lifestyle & Entertainment	106	107	100
Household Items	106	105	100
Education & Childcare	113	111	100

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Cost Of Living Quick Facts

The cost of living in Air Force Academy is 13% higher than the Colorado average
The cost of living in Air Force Academy is 31% higher than the national average
Air Force Academy housing is 83% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$114,508	$9,542	$2,672	$3,436

The affordability of the housing market in Air Force Academy, CO as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Air Force Academy homeowners, the median income is $0. This indicates that a monthly maximum of $0 should be spent by homeowners on all housing related costs. Renters have a median income of $114,508. This indicates that renters would have a maximum of $2,672 for their rent related monthly costs.

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cimarron Hills, CO	19,384	113	13.1%
Colorado Springs, CO	481,855	121	21.0%
Green Mountain Falls, CO	703	121	21.3%
Palmer Lake, CO	3,023	121	21.0%
Cascade-Chipita Park, CO	973	126	26.5%
Air Force Academy, CO	6,552	131	30.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chillicothe, IL	6,552	91	9.3%
Hamlet, NC	6,555	86	14.1%
Kingston, RI	6,555	130	29.7%
Fowler, CA	6,556	125	25.0%
Opp, AL	6,547	83	17.5%
Air Force Academy, CO	6,552	131	30.7%