Cost of Living in Chillicothe, IL

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A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chillicothe Illinois National
Cost of living9198100
Groceries97100100
Health care101100100
Housing6995100
Transportation101101100
Utilities10399100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare101100100
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Homes For Sale In Chillicothe, IL

property for sale

1217 W Pine St

Chillicothe, IL
property for sale

1408 W Cloverdale Rd

Chillicothe, IL
property for sale

16114 N Admiral Rd

Chillicothe, IL
property for sale

522 N 5th St

Chillicothe, IL
See the Newest Homes For Sale In Chillicothe, IL

Cost Of Living Quick Facts

  • The cost of living in Chillicothe is 8% lower than the Illinois average
  • The cost of living in Chillicothe is 9% lower than the national average
  • Chillicothe housing is 31% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Chillicothe

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,047$7,587$2,124$2,732
      Renters$44,245$3,687$1,032$1,327
      To approximate the cost of living and the housing affordability in Chillicothe, IL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Chillicothe have a median income of $91,047. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,124 per month to avoid calamity and poverty. The renters in the city have an income of about $44,245, which would make their monthly maximum allowable rental costs $1,032.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wyoming, IL1,4358515.0%
      Henry, IL2,4228614.4%
      La Rose, IL1188613.9%
      Washburn, IL1,1318613.8%
      Varna, IL4698613.6%
      Chillicothe, IL6,552919.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Air Force Academy, CO6,55213130.7%
      Hamlet, NC6,5558614.1%
      Kingston, RI6,55513029.7%
      Fowler, CA6,55612525.0%
      Opp, AL6,5478317.5%
      Chillicothe, IL6,552919.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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