Cost Of Living in Kingston, RI

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F

30%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

89%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Kingston	Rhode Island	National
Cost of living	130	110	100
Groceries	104	103	100
Health care	103	103	100
Housing	189	124	100
Transportation	103	104	100
Utilities	106	106	100
Lifestyle & Entertainment	104	107	100
Household Items	106	105	100
Education & Childcare	105	106	100

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Homes For Sale In Kingston, RI

54 Vespia Ln

Wakefield, RI

42 Vespia Ln

Wakefield, RI

1729 South RD Unit C

South Kingstown, RI

1724 South RD

South Kingstown, RI

Cost Of Living Quick Facts

The cost of living in Kingston is 17% higher than the Rhode Island average
The cost of living in Kingston is 30% higher than the national average
Kingston housing is 89% higher than the national average
Rhode Island general sales tax is 37% higher than the national average
Rhode Island state income tax is 44% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$179,258	$14,938	$4,182	$5,378
Renters	$0	$0	$0	$0

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kingston, RI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kingston homeowners, is $179,258. This would allow for a maximum of $4,182 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

Rhode Island Sales Tax

State	General Sales Tax	With Max Surtax
Rhode Island	7%	7%

Rhode Island Income Tax

State	Income Tax (Low)	Income Tax (High)
Rhode Island	3.75%	5.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hopkinton, RI	628	102	2.1%
Bradford, RI	1,313	111	10.7%
Ashaway, RI	1,489	112	11.8%
Wyoming, RI	243	114	14.5%
Hope Valley, RI	1,957	118	17.5%
Kingston, RI	6,555	130	29.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hamlet, NC	6,555	86	14.1%
Fowler, CA	6,556	125	25.0%
Air Force Academy, CO	6,552	131	30.7%
Chillicothe, IL	6,552	91	9.3%
Brunswick, MD	6,559	111	11.5%
Kingston, RI	6,555	130	29.7%