Cost Of Living in Waikapu, HI

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F

83%

Overall NAT. AVG.

27%

Groceries NAT. AVG.

221%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Waikapu	Hawaii	National
Cost of living	183	163	100
Groceries	127	126	100
Health care	119	119	100
Housing	321	252	100
Transportation	120	121	100
Utilities	130	131	100
Lifestyle & Entertainment	126	127	100
Household Items	116	115	100
Education & Childcare	132	132	100

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Homes For Sale In Waikapu, HI

1482 Hawaii 30 Unit A

Wailuku, HI

1032 Ulu Kanu St

Wailuku, HI

245 Kamahao Cir

Wailuku, HI

147 Moolu Cir

Wailuku, HI

Cost Of Living Quick Facts

The cost of living in Waikapu is 13% higher than the Hawaii average
The cost of living in Waikapu is 83% higher than the national average
Waikapu housing is 221% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$167,754	$13,980	$3,914	$5,033
Renters	$117,237	$9,770	$2,735	$3,517

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Maalaea, HI	263	148	47.6%
Waihee-Waiehu, HI	10,988	166	66.3%
Wailuku, HI	17,886	168	67.6%
Kahului, HI	30,867	171	70.6%
Makawao, HI	8,162	174	74.4%
Waikapu, HI	3,854	183	83.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bystrom, CA	3,854	112	11.5%
Lancaster, WI	3,854	89	10.5%
Leisure Village West, NJ	3,853	107	7.4%
La Cienega, NM	3,855	106	5.9%
Albia, IA	3,852	83	16.6%
Waikapu, HI	3,854	183	83.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Waikapu, HI

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Hawaii Sales Tax

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Nearby cities with low cost of living

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