Cost of Living in Lancaster, WI

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11%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lancaster Wisconsin National
Cost of living8996100
Groceries9899100
Health care9698100
Housing7589100
Transportation9698100
Utilities93101100
Lifestyle & Entertainment9798100
Household Items9799100
Education & Childcare8998100
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Homes For Sale In Lancaster, WI

property for sale

229.98 Acres Whitcomb Ln

North Lancaster, WI
property for sale

631 S Tyler St

Lancaster, WI
property for sale

9397 S McKinley St

Lancaster, WI
property for sale

307 N Monroe St

Lancaster, WI
See the Newest Homes For Sale In Lancaster, WI

Cost Of Living Quick Facts

  • The cost of living in Lancaster is 6% lower than the Wisconsin average
  • The cost of living in Lancaster is 11% lower than the national average
  • Lancaster housing is 25% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Lancaster

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Compare Lancaster, WI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,538$9,212$2,579$3,316
      Renters$36,053$3,004$841$1,082
      A good way to judge both the affordability of the housing and the cost of living in Lancaster is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lancaster has a median income of about $110,538 for people who own homes. Based on that number, a maximum of $2,579 should be spent on expenses related to housing. Renters have a slightly different median income, which is $36,053. Based on this average, renters should spend no more than $841 on all rental costs if they want to maintain a non-impoverished standard of living.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cassville, WI8628119.3%
      North Buena Vista, IA1178119.3%
      Mount Hope, WI2598118.6%
      Patch Grove, WI1838416.0%
      Bloomington, WI7538415.8%
      Lancaster, WI3,8548910.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bystrom, CA3,85411211.5%
      Waikapu, HI3,85418383.2%
      Leisure Village West, NJ3,8531077.4%
      La Cienega, NM3,8551065.9%
      Albia, IA3,8528316.6%
      Lancaster, WI3,8548910.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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