Cost Of Living in Maalaea, HI

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F

48%

Overall NAT. AVG.

27%

Groceries NAT. AVG.

102%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Maalaea	Hawaii	National
Cost of living	148	163	100
Groceries	127	126	100
Health care	119	119	100
Housing	202	252	100
Transportation	120	121	100
Utilities	130	131	100
Lifestyle & Entertainment	126	127	100
Household Items	116	115	100
Education & Childcare	132	132	100

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Homes For Sale In Maalaea, HI

191 N Kihei Rd #209

Kihei, HI

145 N Kihei Rd #436

Kihei, HI

145 N Kihei Rd #417

Kihei, HI

100 Hauoli St #209

Wailuku, HI

Cost Of Living Quick Facts

The cost of living in Maalaea is 9% lower than the Hawaii average
The cost of living in Maalaea is 48% higher than the national average
Maalaea housing is 102% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$100,542	$8,379	$2,346	$3,017
Renters	$120,424	$10,035	$2,810	$3,613

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Waihee-Waiehu, HI	10,988	166	66.3%
Wailuku, HI	17,886	168	67.6%
Kahului, HI	30,867	171	70.6%
Makawao, HI	8,162	174	74.4%
Haliimaile, HI	1,017	175	74.8%
Maalaea, HI	263	148	47.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jacob City, FL	263	79	20.9%
Davis City, IA	263	78	21.9%
Diamondhead Lake, IA	263	105	4.9%
Ridgeway, IA	263	87	13.2%
Riverton, IA	263	79	21.1%
Maalaea, HI	263	148	47.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Maalaea, HI

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Hawaii Sales Tax

Hawaii Income Tax

Nearby cities with low cost of living

Cities with similar population