Makawao, HI Cost Of Living

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Makawao cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Makawao	Hawaii	National
Cost of living index	171	176	100
Index	Makawao	Hawaii	National
Goods & Services index	126	127	100
Groceries index	161	156	100
Health care index	120	120	100
Housing index	239	250	100
Transportation index	136	141	100
Utilities index	185	194	100

A general summary of the cost of living index in Makawao, HI is shown above. Compared to the state average of Hawaii the cost of living index in Makawao, HI is 171, which is 3% lower than the average in Hawaii and compared to the national average it is 71% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Makawao, HI goods and services come in at 1% lower than the average in Hawaii and are 26% higher than compared to the nationwide average.

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Did you know?

The cost of living in Makawao is 3% lower than the Hawaii average.
The cost of living in Makawao is 71% higher than the national average.
The cost of housing in Makawao is 139% higher than the national average.
Hawaii general sales tax is 18% lower than the national average.
Hawaii state income tax is 37% lower than the national average.

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Compare Makawao, HI Cost of living To Other Cities

Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Makawao, HI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Makawao, HI, you have to earn a higher income in order to still have the same standard of living. To operate the Makawao, HI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,314	$6,110	$1,711	$2,200
Renters	$49,104	$4,092	$1,146	$1,473

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Makawao, HI as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Makawao, HI homeowners, is $73,314. This would allow for a maximum of $1,711 per month to be spent on housing costs. For renters, the median monthly income is $49,104 which would result in a maximum of $1,146 to be spent on rental costs.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	8.25%

When considering the overall cost of living expenses in Makawao, HI, it's important to take into account the sales tax for Hawaii, as well as the rate for income tax in Hawaii. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Hawaii is 4.712%, and the sales tax in the state of Hawaii is 4.166%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Hawaii starts from 1.4% and goes up to 8.25%.

Goods & Services

Item	Makawao	National avg.	Difference
Haircut	$17.80	$17.49	1.8%
Beauty Salon	$72.00	$38.17	88.6%
Toothpaste	$3.62	$2.32	56.0%
Shampoo	$1.76	$1.01	73.9%
Movie	$12.24	$10.72	14.1%
Bowling	$18.20	$13.86	31.3%

Groceries

Item	Makawao	National avg.	Difference
Ground Beef	$5.11	$3.90	31.0%
Fried Chicken	$2.14	$1.40	53.3%
Milk	$3.92	$1.96	99.8%
Potatoes	$10.17	$3.18	219.5%
Pizza	$13.99	$10.39	34.6%
Beer	$9.59	$9.23	3.9%

Health Care

Item	Makawao	National avg.	Difference
Optometrist	$176.10	$106.34	65.6%
Doctor	$149.60	$115.25	29.8%
Dentist	$102.00	$98.38	3.7%
Ibuprofen	$13.41	$9.26	44.8%
Lipitor	$531.25	$466.47	13.9%

Housing

Item	Makawao	National avg.	Difference
Home Price	$526,900.00	$184,700.00	185.3%
Avg. Mortgage Payment	$4,947.54	$1,273.32	288.6%
Apartment Rent	$1,256.00	$949.00	32.3%

Transportation

Item	Makawao	National avg.	Difference
Gasoline	$3.60	$2.59	38.9%
Tire Balancing	$65.80	$48.90	34.6%

Utilities

Item	Makawao	National avg.	Difference
All Electricity	$430.16	$167.60	156.7%
Phone	$173.45	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Haliimaile, HI	1,082	157	57%
Maalaea, HI	339	159	59%
Waihee-Waiehu, HI	9,177	160	60%
Wailuku, HI	16,179	162	62%
Keokea, HI	2,021	163	63%
Makawao, HI	6,362	171	71%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Branford Center, CT	6,360	129	29%
Bethel, AK	6,365	130	30%
Metropolis, IL	6,366	85	-15%
Richboro, PA	6,357	146	46%
Aztec, NM	6,354	89	-11%
Makawao, HI	6,362	171	71%

Source: The Makawao, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Makawao, HI Cost of Living