Makawao, Hawaii Cost Of Living

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Overall 71%

Goods & Services 26%

Housing 139%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Makawao	Hawaii	National
Cost of living	171	176	100
Goods & Services	126	127	100
Groceries	161	156	100
Health care	120	120	100
Housing	239	250	100
Transportation	136	141	100
Utilities	185	194	100

Key findings

The cost of living in Makawao is 3% lower than the Hawaii average
The cost of living in Makawao is 71% higher than the national average
Makawao housing is 139% higher than the national average
Hawaii general sales tax is 18% lower than the national average
Hawaii state income tax is 43% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,314	$6,110	$1,711	$2,200
Renters	$49,104	$4,092	$1,146	$1,473

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Makawao, HI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Makawao homeowners, is $73,314. This would allow for a maximum of $1,711 per month to be spent on housing costs. For renters, the median monthly income is $49,104 which would result in a maximum of $1,146 to be spent on rental costs.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Makawao	National avg.	Difference
Haircut	$17.80	$17.49	1.8%
Beauty Salon	$72.00	$38.17	88.6%
Toothpaste	$3.62	$2.32	56.0%
Shampoo	$1.76	$1.01	73.9%
Movie	$12.24	$10.72	14.1%
Bowling	$18.20	$13.86	31.3%

Groceries

Item	Makawao	National avg.	Difference
Ground Beef	$5.11	$3.90	31.0%
Fried Chicken	$2.14	$1.40	53.3%
Milk	$3.92	$1.96	99.8%
Potatoes	$10.17	$3.18	219.5%
Pizza	$13.99	$10.39	34.6%
Beer	$9.59	$9.23	3.9%

Health Care

Item	Makawao	National avg.	Difference
Optometrist	$176.10	$106.34	65.6%
Doctor	$149.60	$115.25	29.8%
Dentist	$102.00	$98.38	3.7%
Ibuprofen	$13.41	$9.26	44.8%
Lipitor	$531.25	$466.47	13.9%

Housing

Item	Makawao	National avg.	Difference
Home Price	$526,900.00	$184,700.00	185.3%
Avg. Mortgage Payment	$4,947.54	$1,273.32	288.6%
Apartment Rent	$1,256.00	$949.00	32.3%

Transportation

Item	Makawao	National avg.	Difference
Gasoline	$3.60	$2.59	38.9%
Tire Balancing	$65.80	$48.90	34.6%

Utilities

Item	Makawao	National avg.	Difference
All Electricity	$430.16	$167.60	156.7%
Phone	$173.45	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Haliimaile, HI	1,082	157	57%
Maalaea, HI	339	159	59%
Waihee-Waiehu, HI	9,177	160	60%
Wailuku, HI	16,179	162	62%
Keokea, HI	2,021	163	63%
Makawao, HI	6,362	171	71%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Branford Center, CT	6,360	129	29%
Bethel, AK	6,365	130	30%
Metropolis, IL	6,366	85	-15%
Richboro, PA	6,357	146	46%
Aztec, NM	6,354	89	-11%
Makawao, HI	6,362	171	71%

Source: The Makawao, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Makawao, HI Cost of Living