| Index | University | Florida | National |
| Cost of living | 106 | 102 | 100 |
| Groceries | 103 | 102 | 100 |
| Health care | 104 | 104 | 100 |
| Housing | 111 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 111 | 110 | 100 |
| Lifestyle & Entertainment | 103 | 104 | 100 |
| Household Items | 104 | 102 | 100 |
| Education & Childcare | 103 | 106 | 100 |
The cost of living in University affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in University is 106, which is 6% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in University are priced in a manner consistent with other areas. This means that residents of University can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is University an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in University, the median home price is 8% higher than what most folks pay across the country, and monthly rent prices are 17.9% higher than the usual rates. Income levels in University come in at $79,167, which is 2.7% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In University, healthcare costs are 3.5% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In University, the groceries index is 2.8% higher than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
The cost of living data for University shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,664 | $8,055 | $2,255 | $2,900 |
| Renters | $63,922 | $5,327 | $1,491 | $1,918 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Zephyrhills South, FL | 5,360 | 84 | 15.5% |
| Zephyrhills West, FL | 5,574 | 90 | 10.2% |
| Dover, FL | 3,204 | 96 | 4.3% |
| University CDP (Orange County), FL | 35,654 | 98 | 2.0% |
| Mango, FL | 12,034 | 99 | 1.5% |
| University, FL | 37,766 | 106 | 6.3% |
| City | Population | Cost of Living Index | National Avg. |
| Trumbull, CT | 37,754 | 138 | 38.2% |
| Texarkana, TX | 37,749 | 93 | 6.6% |
| Benton, AR | 37,708 | 92 | 8.2% |
| Clermont, FL | 37,828 | 116 | 15.7% |
| Oregon City, OR | 37,868 | 129 | 29.4% |
| University, FL | 37,766 | 106 | 6.3% |
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