Cost of Living in Zephyrhills South, FL

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
62%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Zephyrhills South Florida National
Cost of living84102100
Groceries103102100
Health care103104100
Housing3897100
Transportation106103100
Utilities111110100
Lifestyle & Entertainment101104100
Household Items103102100
Education & Childcare107106100
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Homes For Sale In Zephyrhills South, FL

property for sale

4517 La Force St

Zephyrhills, FL
property for sale

37754 Prairie Rose Loop

Zephyrhills, FL
property for sale

37536 Marcliff Ter

Zephyrhills, FL
property for sale

5037 Brookside Ln

Zephyrhills, FL

Cost Of Living Quick Facts

  • The cost of living in Zephyrhills South is 17% lower than the Florida average
  • The cost of living in Zephyrhills South is 16% lower than the national average
  • Zephyrhills South housing is 62% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Zephyrhills South

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$52,912$4,409$1,235$1,588
      Renters$51,733$4,311$1,207$1,552
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Zephyrhills South, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Zephyrhills South homeowners, is $52,912. This would allow for a maximum of $1,235 per month to be spent on housing costs. For renters, the median monthly income is $51,733 which would result in a maximum of $1,207 to be spent on rental costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dade City North, FL2,6448811.9%
      Zephyrhills West, FL5,5749010.2%
      Zephyrhills North, FL3,729909.8%
      Crystal Springs, FL890945.9%
      Zephyrhills, FL16,521955.0%
      Zephyrhills South, FL5,3608415.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wilton, CA5,36016767.2%
      McGregor, TX5,360937.3%
      Monticello, IN5,3618514.9%
      Rockport, MA5,35815858.0%
      Titusville, PA5,3588218.0%
      Zephyrhills South, FL5,3608415.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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