| Index | Clermont | Florida | National |
| Cost of living | 116 | 102 | 100 |
| Groceries | 104 | 102 | 100 |
| Health care | 106 | 104 | 100 |
| Housing | 144 | 97 | 100 |
| Transportation | 100 | 103 | 100 |
| Utilities | 107 | 110 | 100 |
| Lifestyle & Entertainment | 100 | 104 | 100 |
| Household Items | 103 | 102 | 100 |
| Education & Childcare | 107 | 106 | 100 |
Understanding the cost of living in Clermont can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Clermont cost of living index is 116, which is 16% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing costs significantly influence the Clermont cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 43.8%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Clermont an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Clermont, the median home price is 41% higher than what most folks pay across the country, and monthly rent prices are 50.3% higher than the usual rates. Income levels in Clermont come in at $106,952, which is 31.5% higher than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Clermont, healthcare costs are 5.5% higher than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Clermont, the transportation index is 0.1% higher than the national average.
The cost of living data for Clermont shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $124,646 | $10,387 | $2,908 | $3,740 |
| Renters | $72,473 | $6,039 | $1,691 | $2,174 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Tildenville, FL | 44 | 103 | 2.7% |
| Lake Buena Vista, FL | 4 | 104 | 3.6% |
| Okahumpka, FL | 149 | 85 | 14.8% |
| Lake Butler city, FL | 2,250 | 85 | 14.9% |
| Bay Lake, FL | 45 | 89 | 11.5% |
| Clermont, FL | 37,828 | 116 | 15.7% |
| City | Population | Cost of Living Index | National Avg. |
| Oregon City, OR | 37,868 | 129 | 29.4% |
| University, FL | 37,766 | 106 | 6.3% |
| Trumbull, CT | 37,754 | 138 | 38.2% |
| Aventura, FL | 37,903 | 131 | 31.3% |
| Texarkana, TX | 37,749 | 93 | 6.6% |
| Clermont, FL | 37,828 | 116 | 15.7% |
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