Cost of Living in Zephyrhills West, FL

Get 300+ Local Insights for Any Address in Zephyrhills West, FL

Get Access to 300+ Local Data Points
A+
10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Zephyrhills West Florida National
Cost of living90102100
Groceries103102100
Health care103104100
Housing5697100
Transportation106103100
Utilities111110100
Lifestyle & Entertainment101104100
Household Items103102100
Education & Childcare107106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Zephyrhills West, FL

property for sale

36747 Lakewood Dr

Zephyrhills, FL
property for sale

35935 Tanda Cir

Zephyrhills, FL
property for sale

35801 Brisa Dr

Zephyrhills, FL
property for sale

37613 Aaralyn Rd

Zephyrhills, FL

Cost Of Living Quick Facts

  • The cost of living in Zephyrhills West is 12% lower than the Florida average
  • The cost of living in Zephyrhills West is 10% lower than the national average
  • Zephyrhills West housing is 44% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Zephyrhills West

See all the best places to live around Zephyrhills West

Compare Zephyrhills West, FL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Zephyrhills West?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Zephyrhills West?
      Write a review to give others more information about this area.
      See all Zephyrhills West poll results

      The best places in Florida

      Here are the best places to live in FloridaMost Dangerous States In The USMost Dangerous Cities In The USThese are the 10 cheapest cities in Florida
      Best Places in Florida

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$54,046$4,504$1,261$1,622
      Renters$47,215$3,935$1,102$1,417
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Zephyrhills West, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Zephyrhills West homeowners, is $54,046. This would allow for a maximum of $1,261 per month to be spent on housing costs. For renters, the median monthly income is $47,215 which would result in a maximum of $1,102 to be spent on rental costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Zephyrhills South, FL5,3608415.5%
      Dade City North, FL2,6448811.9%
      Zephyrhills North, FL3,729909.8%
      Crystal Springs, FL890945.9%
      Zephyrhills, FL16,521955.0%
      Zephyrhills West, FL5,5749010.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marksville, LA5,5758416.2%
      Holdrege, NE5,5759010.0%
      Eagleville, PA5,57511717.0%
      East Porterville, CA5,5761055.0%
      Emporia, VA5,571936.8%
      Zephyrhills West, FL5,5749010.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026