Truckee, CA Cost Of Living

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Truckee cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Truckee	California	National
Cost of living index	144	140	100
Index	Truckee	California	National
Goods & Services index	113	111	100
Groceries index	100	118	100
Health care index	110	113	100
Housing index	232	196	100
Transportation index	113	128	100
Utilities index	85	118	100

Displayed above is a general overview of the Truckee, CA cost of living index. The overall cost of living index in Truckee, CA is 144, which is 3% higher than the California average and 44% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Truckee, CA are 2% higher than the California average and 13% higher than the national average.

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Did you know?

The cost of living in Truckee is 3% higher than the California average.
The cost of living in Truckee is 44% higher than the national average.
The cost of housing in Truckee is 132% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Compare Truckee, CA Cost of living To Other Cities

Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator allows you to compare how much your current salary in Truckee, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Truckee, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Truckee, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,388	$7,949	$2,226	$2,862
Renters	$50,922	$4,244	$1,188	$1,528

One can approximate the cost of living and the housing affordability in Truckee, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Truckee, CA have a median income of $95,388. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,226 per month to avoid calamity and poverty. The renters in the city have an income of about $50,922, which would make their monthly maximum allowable rental costs $1,188.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When considering the overall cost of living expenses in Truckee, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10.5%, and the sales tax in the state of California is 7.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 13.3%.

Goods & Services

Item	Truckee	National avg.	Difference
Haircut	$17.55	$17.49	0.4%
Beauty Salon	$46.47	$38.17	21.8%
Toothpaste	$3.68	$2.32	58.7%
Shampoo	$1.02	$1.01	0.8%
Movie	$10.33	$10.72	3.6%
Bowling	$4.57	$13.86	67.0%

Groceries

Item	Truckee	National avg.	Difference
Ground Beef	$3.52	$3.90	9.8%
Fried Chicken	$1.55	$1.40	11.1%
Milk	$2.16	$1.96	10.2%
Potatoes	$1.99	$3.18	37.5%
Pizza	$13.32	$10.39	28.2%
Beer	$8.19	$9.23	11.3%

Health Care

Item	Truckee	National avg.	Difference
Optometrist	$108.47	$106.34	2.0%
Doctor	$138.14	$115.25	19.9%
Dentist	$99.33	$98.38	1.0%
Ibuprofen	$10.44	$9.26	12.7%
Lipitor	$385.41	$466.47	17.4%

Housing

Item	Truckee	National avg.	Difference
Home Price	$492,400.00	$184,700.00	166.6%
Avg. Mortgage Payment	$1,275.94	$1,273.32	0.2%
Apartment Rent	$1,440.00	$949.00	51.7%

Transportation

Item	Truckee	National avg.	Difference
Gasoline	$2.73	$2.59	5.2%
Tire Balancing	$44.33	$48.90	9.3%

Utilities

Item	Truckee	National avg.	Difference
All Electricity	$113.26	$167.60	32.4%
Phone	$30.01	$163.42	81.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Kingvale, CA	122	106	6%
Soda Springs, CA	58	106	6%
Floriston, CA	30	105	5%
Verdi, NV	1,399	118	18%
Mogul, NV	1,683	125	25%
Truckee, CA	16,231	144	44%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Hibbing, MN	16,230	93	-7%
Anacortes, WA	16,229	127	27%
West Lealman, FL	16,235	85	-15%
Clarksburg, WV	16,226	81	-19%
Streetsboro, OH	16,224	94	-6%
Truckee, CA	16,231	144	44%

Source: The Truckee, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Truckee, CA Cost of Living