Truckee, California Cost Of Living

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Overall 44%

Goods & Services 13%

Housing 132%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Truckee	California	National
Cost of living	144	140	100
Goods & Services	113	111	100
Groceries	100	118	100
Health care	110	113	100
Housing	232	196	100
Transportation	113	128	100
Utilities	85	118	100

Key findings

The cost of living in Truckee is 3% higher than the California average
The cost of living in Truckee is 44% higher than the national average
Truckee housing is 132% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,388	$7,949	$2,226	$2,862
Renters	$50,922	$4,244	$1,188	$1,528

To approximate the cost of living and the housing affordability in Truckee, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Truckee have a median income of $95,388. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,226 per month to avoid calamity and poverty. The renters in the city have an income of about $50,922, which would make their monthly maximum allowable rental costs $1,188.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Truckee	National avg.	Difference
Haircut	$17.55	$17.49	0.4%
Beauty Salon	$46.47	$38.17	21.8%
Toothpaste	$3.68	$2.32	58.7%
Shampoo	$1.02	$1.01	0.8%
Movie	$10.33	$10.72	3.6%
Bowling	$4.57	$13.86	67.0%

Groceries

Item	Truckee	National avg.	Difference
Ground Beef	$3.52	$3.90	9.8%
Fried Chicken	$1.55	$1.40	11.1%
Milk	$2.16	$1.96	10.2%
Potatoes	$1.99	$3.18	37.5%
Pizza	$13.32	$10.39	28.2%
Beer	$8.19	$9.23	11.3%

Health Care

Item	Truckee	National avg.	Difference
Optometrist	$108.47	$106.34	2.0%
Doctor	$138.14	$115.25	19.9%
Dentist	$99.33	$98.38	1.0%
Ibuprofen	$10.44	$9.26	12.7%
Lipitor	$385.41	$466.47	17.4%

Housing

Item	Truckee	National avg.	Difference
Home Price	$492,400.00	$184,700.00	166.6%
Avg. Mortgage Payment	$1,275.94	$1,273.32	0.2%
Apartment Rent	$1,440.00	$949.00	51.7%

Transportation

Item	Truckee	National avg.	Difference
Gasoline	$2.73	$2.59	5.2%
Tire Balancing	$44.33	$48.90	9.3%

Utilities

Item	Truckee	National avg.	Difference
All Electricity	$113.26	$167.60	32.4%
Phone	$30.01	$163.42	81.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Kingvale, CA	122	106	6%
Soda Springs, CA	58	106	6%
Floriston, CA	30	105	5%
Verdi, NV	1,399	118	18%
Mogul, NV	1,683	125	25%
Truckee, CA	16,231	144	44%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Hibbing, MN	16,230	93	-7%
Anacortes, WA	16,229	127	27%
West Lealman, FL	16,235	85	-15%
Clarksburg, WV	16,226	81	-19%
Streetsboro, OH	16,224	94	-6%
Truckee, CA	16,231	144	44%

Source: The Truckee, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Truckee, CA Cost of Living

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