F
27%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
88%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Syracuse Utah National
Cost of living127105100
Groceries99101100
Health care102101100
Housing188113100
Transportation99101100
Utilities100101100
Lifestyle & Entertainment100102100
Household Items102102100
Education & Childcare105105100
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An Overview of Cost of Living in Syracuse, UT

Getting a feel for the cost of living in Syracuse is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Syracuse is 127, which is 27% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you're in pursuit of an economical living environment, Syracuse may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Syracuse falls within this bracket.

Housing costs are a major factor in the Syracuse cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 88.1% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Syracuse Affordable?

Wondering if Syracuse is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Syracuse, for example, the median home price is 91% higher than what folks pay nationally, and monthly rent is 81.4% higher than the usual rates. Plus, income levels matter too, with Syracuse boasting a median household income of $157,049, which is 93.1% higher than the national average.

What Factors can Influence the Cost of Living in Syracuse?

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Syracuse, the healthcare costs are 1.6% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Syracuse, the utilities index is 0.2% lower than the national average.

Where is the Data From?

The Syracuse cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Syracuse is 21% higher than the Utah average
  • The cost of living in Syracuse is 27% higher than the national average
  • Syracuse housing is 88% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Syracuse

See all the best places to live around Syracuse

Compare Syracuse, UT Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$157,876$13,156$3,684$4,737
      Renters$115,733$9,644$2,700$3,472
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Syracuse, UT, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Syracuse, homeowners have a median income of $157,876. Using that number, a maximum of $3,684 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $115,733, which means there is a maximum of $2,700 to be spent on the costs of renting a home or apartment.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunset, UT5,4561010.8%
      Ogden, UT90,5201011.5%
      Washington Terrace, UT9,4221044.0%
      South Ogden, UT17,5911066.2%
      Riverdale, UT9,0771066.0%
      Syracuse, UT31,25412726.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Long Branch, NJ31,24413433.9%
      Cibolo, TX31,23411212.1%
      LaGrange, GA31,218937.2%
      Poughkeepsie, NY31,21311110.6%
      Eldersburg, MD31,30113433.5%
      Syracuse, UT31,25412726.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.