| Index | Syracuse | Utah | National |
| Cost of living | 127 | 105 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 188 | 113 | 100 |
| Transportation | 99 | 101 | 100 |
| Utilities | 100 | 101 | 100 |
| Lifestyle & Entertainment | 100 | 102 | 100 |
| Household Items | 102 | 102 | 100 |
| Education & Childcare | 105 | 105 | 100 |

Getting a feel for the cost of living in Syracuse is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Syracuse is 127, which is 27% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
If you're in pursuit of an economical living environment, Syracuse may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Syracuse falls within this bracket.
Housing costs are a major factor in the Syracuse cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 88.1% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Wondering if Syracuse is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Syracuse, for example, the median home price is 91% higher than what folks pay nationally, and monthly rent is 81.4% higher than the usual rates. Plus, income levels matter too, with Syracuse boasting a median household income of $157,049, which is 93.1% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Syracuse, the healthcare costs are 1.6% higher than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Syracuse, the utilities index is 0.2% lower than the national average.
The Syracuse cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $157,876 | $13,156 | $3,684 | $4,737 |
| Renters | $115,733 | $9,644 | $2,700 | $3,472 |
| State | General Sales Tax | With Max Surtax |
| Utah | 6.1% | 8.35% |
| State | Income Tax (Low) | Income Tax (High) |
| Utah | 4.85% | 4.85% |
| City | Population | Cost of Living Index | National Avg. |
| Sunset, UT | 5,456 | 101 | 0.8% |
| Ogden, UT | 90,520 | 101 | 1.5% |
| Washington Terrace, UT | 9,422 | 104 | 4.0% |
| South Ogden, UT | 17,591 | 106 | 6.2% |
| Riverdale, UT | 9,077 | 106 | 6.0% |
| Syracuse, UT | 31,254 | 127 | 26.8% |
| City | Population | Cost of Living Index | National Avg. |
| Long Branch, NJ | 31,244 | 134 | 33.9% |
| Cibolo, TX | 31,234 | 112 | 12.1% |
| LaGrange, GA | 31,218 | 93 | 7.2% |
| Poughkeepsie, NY | 31,213 | 111 | 10.6% |
| Eldersburg, MD | 31,301 | 134 | 33.5% |
| Syracuse, UT | 31,254 | 127 | 26.8% |