B-
11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sugar Hill Georgia National
Cost of living11196100
Groceries10199100
Health care9899100
Housing13488100
Transportation10199100
Utilities103102100
Lifestyle & Entertainment102100100
Household Items101100100
Education & Childcare10199100
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An Overview of Cost of Living in Sugar Hill, GA

The cost of living in Sugar Hill affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Sugar Hill is 111, which is 11% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing costs make up a big chunk of the cost of living in Sugar Hill, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 34.4% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Sugar Hill Affordable?

Is Sugar Hill affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Sugar Hill, for instance, where the median home price falls 38.8% higher than the national average, and monthly rent rates are 24% higher than usual. Additionally, median income levels contribute to the equation, with Sugar Hill flaunting a median household income of $132,133, 62.5% higher than the national norm.

What Factors can Influence the Cost of Living in Sugar Hill?

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Sugar Hill, the groceries index is 1% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Sugar Hill, healthcare costs are 1.8% lower than the national average.

Where is the Data From?

The Sugar Hill cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Sugar Hill is 16% higher than the Georgia average
  • The cost of living in Sugar Hill is 11% higher than the national average
  • Sugar Hill housing is 34% higher than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Sugar Hill

See all the best places to live around Sugar Hill

Compare Sugar Hill, GA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$141,064$11,755$3,291$4,232
      Renters$89,291$7,441$2,083$2,679
      A good way to judge both the affordability of the housing and the cost of living in Sugar Hill is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Sugar Hill has a median income of about $141,064 for people who own homes. Based on that number, a maximum of $3,291 should be spent on expenses related to housing. Renters have a slightly different median income, which is $89,291. Based on this average, renters should spend no more than $2,083 on all rental costs if they want to maintain a non-impoverished standard of living.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rest Haven, GA448712.6%
      Auburn, GA7,714945.6%
      Oakwood, GA4,308964.0%
      Dacula, GA6,3521000.2%
      Lawrenceville, GA31,3161000.3%
      Sugar Hill, GA24,63711111.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Port St. John, FL24,6381055.2%
      Chestermere, AB24,643n/a 
      North Lynnwood, WA24,65613939.0%
      South Plainfield, NJ24,66813434.0%
      Auburn Hills, MI24,586981.6%
      Sugar Hill, GA24,63711111.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.