A+
5%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Port St. John Florida National
Cost of living105102100
Groceries104102100
Health care103104100
Housing10897100
Transportation103103100
Utilities112110100
Lifestyle & Entertainment99104100
Household Items100102100
Education & Childcare107106100
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An Overview of Cost of Living in Port St. John, FL

Understanding the cost of living in Port St. John can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Port St. John cost of living index is 105, which is 5% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Port St. John aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Port St. John residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Port St. John Affordable?

Is Port St. John affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Port St. John, the median home price is 1.9% higher than the national average and monthly rent prices are 22.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Port St. John boasting a median household income of $101,434, 24.7% higher than the national average.

What Factors can Influence the Cost of Living in Port St. John?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Port St. John, the groceries index is 4.4% higher than the national average.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Port St. John, the housing index is 8.1% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Port St. John, the utilities index is 11.9% higher than the national average.

Where is the Data From?

The Port St. John cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Port St. John is 3% higher than the Florida average
  • The cost of living in Port St. John is 5% higher than the national average
  • Port St. John housing is 8% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Port St. John

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Compare Port St. John, FL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,393$8,449$2,366$3,042
      Renters$95,702$7,975$2,233$2,871
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Port St. John, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Port St. John, homeowners have a median income of $101,393. Using that number, a maximum of $2,366 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $95,702, which means there is a maximum of $2,233 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cocoa West, FL6,136945.9%
      Cocoa, FL20,791963.7%
      Sharpes, FL2,8071000.5%
      Titusville, FL47,8991011.1%
      Mims, FL7,4431033.4%
      Port St. John, FL24,6381055.2%

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      North Lynnwood, WA24,65613939.0%
      South Plainfield, NJ24,66813434.0%
      Auburn Hills, MI24,586981.6%
      Port St. John, FL24,6381055.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.