F
39%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
113%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Lynnwood Washington National
Cost of living139119100
Groceries108107100
Health care108109100
Housing213138100
Transportation107112100
Utilities107110100
Lifestyle & Entertainment108112100
Household Items105107100
Education & Childcare110117100
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An Overview of Cost of Living in North Lynnwood, WA

Knowing the cost of living in North Lynnwood allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in North Lynnwood stands at 139, marking it 39% higher than the national average.

If you value affordability in your search for a new place to live, North Lynnwood may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, North Lynnwood falls into this category, which may not align with your desire for an affordable place to call home.

Housing costs are a major factor in the North Lynnwood cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 112.7% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is North Lynnwood Affordable?

Wondering if North Lynnwood is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In North Lynnwood, for example, the median home price is 125.4% higher than what folks pay nationally, and monthly rent is 83% higher than the usual rates. Plus, income levels matter too, with North Lynnwood boasting a median household income of $121,114, which is 48.9% higher than the national average.

What Factors can Influence the Cost of Living in North Lynnwood?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In North Lynnwood, the transportation index is 6.5% higher than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in North Lynnwood comes in at 7.4% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In North Lynnwood, healthcare costs are 7.8% higher than the national average.

Where is the Data From?

The North Lynnwood cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in North Lynnwood is 17% higher than the Washington average
  • The cost of living in North Lynnwood is 39% higher than the national average
  • North Lynnwood housing is 113% higher than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around North Lynnwood

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$142,414$11,868$3,323$4,273
      Renters$103,020$8,585$2,404$3,091
      A good way to judge both the affordability of the housing and the cost of living in North Lynnwood is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. North Lynnwood has a median income of about $142,414 for people who own homes. Based on that number, a maximum of $3,323 should be spent on expenses related to housing. Renters have a slightly different median income, which is $103,020. Based on this average, renters should spend no more than $2,404 on all rental costs if they want to maintain a non-impoverished standard of living.

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hat Island, WA621099.1%
      Port Gamble Tribal Community, WA802990.8%
      Suquamish, WA4,44112120.9%
      Indianola, WA3,67812928.9%
      Snohomish, WA10,50713332.8%
      North Lynnwood, WA24,65613939.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Plainfield, NJ24,66813434.0%
      Chestermere, AB24,643n/a 
      Port St. John, FL24,6381055.2%
      Sugar Hill, GA24,63711111.0%
      Rosemont, CA24,69013232.2%
      North Lynnwood, WA24,65613939.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.