C+
13%
Overall NAT. AVG.
13%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index South End Springfield Massachusetts
Cost of living113110131
Groceries113113109
Health care120120116
Housing10293169
Transportation115115115
Utilities119119117
Lifestyle & Entertainment120120115
Household Items112112109
Education & Childcare131131127
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Cost Of Living Quick Facts

  • The cost of living in South End is 14% lower than the Springfield average
  • The cost of living in South End is 13% higher than the national average
  • South End housing is 2% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around South End

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Compare Springfield, MA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$38,196$3,183$891$1,146

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stafford Springs, CT4,9111044.0%
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      Russell, MA67811110.8%
      Holyoke, MA41,43911110.8%
      Hazardville, CT6,37011413.8%
      Springfield, MA156,85811010.1%

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      Pomona, CA156,85314545.3%
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      Kansas City, KS156,3378613.7%
      Hollywood, FL157,60511818.4%
      Pasadena, TX157,942946.1%
      Springfield, MA156,85811010.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.