Cost Of Living in Russell, MA

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11%

Overall NAT. AVG.

10%

Groceries NAT. AVG.

4%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Russell	Massachusetts	National
Cost of living	111	131	100
Groceries	110	109	100
Health care	115	116	100
Housing	104	169	100
Transportation	116	115	100
Utilities	117	117	100
Lifestyle & Entertainment	112	115	100
Household Items	109	109	100
Education & Childcare	122	127	100

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Cost Of Living Quick Facts

The cost of living in Russell is 15% lower than the Massachusetts average
The cost of living in Russell is 11% higher than the national average
Russell housing is 4% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$101,004	$8,417	$2,357	$3,030
Renters	$0	$0	$0	$0

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Springfield, MA	156,858	110	10.1%
Chester, MA	970	109	9.2%
Huntington, MA	698	109	9.4%
Chicopee, MA	56,658	111	11.4%
Blandford, MA	349	111	11.0%
Russell, MA	678	111	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gila Crossing, AZ	678	100	0.0%
San Luis, CO	678	90	9.7%
Klemme, IA	678	80	19.9%
Dongola, IL	678	81	18.6%
Holiday Hills, IL	678	104	3.7%
Russell, MA	678	111	10.8%