Shirley cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index110131100
Goods & Services index120120100
Groceries index100107100
Health care index118120100
Housing index100165100
Transportation index98106100
Utilities index127123100

Did you know?

  • The cost of living in Shirley is 16% lower than the Massachusetts average.
  • The cost of living in Shirley is 10% higher than the national average.
  • The cost of housing in Shirley is equal to the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 129% higher than the national average.

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Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)

Goods & Services

ItemShirleyNational avg.Difference
Haircut $18.47$16.0914.8%
Beauty Salon $73.51$37.3396.9%
Toothpaste $2.63$2.457.6%
Shampoo $2.00$1.00100.3%
Movie $10.40$10.281.2%
Bowling $8.05$4.9363.3%


ItemShirleyNational avg.Difference
Ground Beef $3.24$3.8014.7%
Fried Chicken $1.48$1.406.2%
Milk $1.97$2.012.0%
Potatoes $3.01$3.010.1%
Pizza $12.08$9.8922.2%
Beer $9.52$8.906.9%

Health Care

ItemShirleyNational avg.Difference
Optometrist $123.27$102.1620.7%
Doctor $140.02$108.3629.2%
Dentist $123.73$92.5333.7%
Ibuprofen $9.51$9.282.5%
Lipitor $340.37$425.8220.1%


ItemShirleyNational avg.Difference
Home Price $196,600.00$184,700.006.4%
Avg. Mortgage Payment $1,401.24$1,202.4416.5%
Apartment Rent $813.00$949.0014.3%


ItemShirleyNational avg.Difference
Gasoline $2.21$2.241.7%
Tire Balancing $45.30$46.292.1%


ItemShirleyNational avg.Difference
All Electricity$245.00$165.9647.6%
Phone $29.97$28.684.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fitchburg, MA40,4411099%
South Ashburnham, MA1,04611010%
Townsend, MA1,41311111%
Leominster, MA41,30411414%
Rutland, MA2,44911515%
Shirley, MA1,36111010%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Jewett, TX1,36184-16%
Shortsville, NY1,36189-11%
Shell Lake, WI1,36191-9%
Lemmon, SD1,36282-18%
Minier, IL1,36092-8%
Shirley, MA1,36111010%
Source: The Shirley, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.