Cost of Living in Harlan, IN

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9%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harlan Indiana National
Cost of living9189100
Groceries9897100
Health care9597100
Housing7872100
Transportation10096100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items10098100
Education & Childcare9594100
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Homes For Sale In Harlan, IN

property for sale

11618 Yellowstone Trl

Harlan, IN
property for sale

23929 Knouse Rd

Harlan, IN
property for sale

26100 Worden Rd

Harlan, IN
property for sale

16308 Hawk Rdg

Harlan, IN

Cost Of Living Quick Facts

  • The cost of living in Harlan is 2% higher than the Indiana average
  • The cost of living in Harlan is 9% lower than the national average
  • Harlan housing is 22% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Harlan

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Compare Harlan, IN Cost of Living

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,098$8,092$2,265$2,913
      Renters$97,672$8,139$2,279$2,930

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      St. Joe, IN4668119.0%
      Payne, OH1,4378317.1%
      Antwerp, OH1,5508316.7%
      Hicksville, OH3,1898614.2%
      Woodburn, IN1,4358613.6%
      Harlan, IN1,758918.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Malvern, AL1,7588415.8%
      Lake Sherwood, CA1,758351251.2%
      Shirley, MA1,75811616.3%
      West Unity, OH1,7588415.8%
      McAlmont, AR1,7598910.5%
      Harlan, IN1,758918.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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