Cost Of Living in Shirley, MA

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19%

Overall NAT. AVG.

20%

Goods & Services NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Shirley	Massachusetts	National
Cost of living	119	133	100
Goods & Services	120	122	100
Groceries	102	105	100
Health care	113	113	100
Housing	124	165	100
Transportation	110	118	100
Utilities	131	134	100

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Cost Of Living Quick Facts

The cost of living in Shirley is 11% lower than the Massachusetts average
The cost of living in Shirley is 19% higher than the national average
Shirley housing is 24% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,000	$6,667	$1,867	$2,400
Renters	$44,213	$3,684	$1,032	$1,327

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Shirley	National avg.	Difference
Haircut	$26.58	$24.26	9.6%
Beauty Salon	$67.97	$45.56	49.2%
Toothpaste	$3.73	$3.70	0.8%
Shampoo	$1.25	$1.28	2.1%
Movie	$13.07	$12.13	7.7%
Bowling	$25.44	$18.00	41.4%

Groceries

Item	Shirley	National avg.	Difference
Ground Beef	$5.47	$5.84	6.3%
Fried Chicken	$1.44	$1.57	8.5%
Milk	$4.75	$4.67	1.6%
Potatoes	$5.01	$4.93	1.5%
Pizza	$11.66	$12.09	3.6%
Beer	$9.82	$10.41	5.7%

Health Care

Item	Shirley	National avg.	Difference
Optometrist	$115.00	$125.68	8.5%
Doctor	$164.00	$135.78	20.8%
Dentist	$136.17	$113.29	20.2%
Ibuprofen	$11.01	$10.65	3.4%
Lipitor	$483.35	$468.60	3.1%

Housing

Item	Shirley	National avg.	Difference
Home Price	$259,600.00	$184,700.00	40.6%
Avg. Mortgage Payment	$2,281.44	$2,346.69	2.8%
Apartment Rent	$810.00	$949.00	14.6%

Transportation

Item	Shirley	National avg.	Difference
Gasoline	$3.33	$3.46	3.9%
Tire Balancing	$86.00	$59.92	43.5%

Utilities

Item	Shirley	National avg.	Difference
All Electricity	$294.40	$193.99	51.8%
Phone	$186.72	$192.25	2.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fitchburg, MA	40,576	115	15.3%
Townsend, MA	1,276	118	17.9%
South Ashburnham, MA	883	118	18.0%
Leominster, MA	41,581	121	20.8%
Clinton, MA	7,058	123	23.0%
Shirley, MA	1,716	119	18.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
North Berwick, ME	1,716	109	9.3%
Wicklow, NB	1,716	n/a
Central Kootenay G, BC	1,716	n/a
Winchester, IL	1,717	81	18.7%
Harlan, IN	1,715	92	8.3%
Shirley, MA	1,716	119	18.7%