Cost of Living in Ship Bottom, NJ

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F
72%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
209%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ship Bottom New Jersey National
Cost of living172125100
Groceries107108100
Health care112112100
Housing309157100
Transportation117114100
Utilities116111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare122120100
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Homes For Sale In Ship Bottom, NJ

property for sale

519 N Ocean Ave #4

Ship Bottom, NJ
property for sale

351 W 10th St

Ship Bottom, NJ
property for sale

1123 Long Beach Blvd

Beach Haven, NJ
property for sale

108 E 27th St

Ship Bottom, NJ

Cost Of Living Quick Facts

  • The cost of living in Ship Bottom is 37% higher than the New Jersey average
  • The cost of living in Ship Bottom is 72% higher than the national average
  • Ship Bottom housing is 209% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Ship Bottom

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$133,165$11,097$3,107$3,995
      Renters$79,030$6,586$1,844$2,371

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mystic Island, NJ8,60311615.5%
      Tuckerton, NJ3,49711817.5%
      Ocean Acres, NJ17,77412726.6%
      Barnegat, NJ3,71312828.0%
      Manahawkin, NJ2,01912828.0%
      Ship Bottom, NJ1,09617272.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mountain City, GA1,0969010.5%
      Wainaku, HI1,09613232.2%
      Sheffield, IA1,0968614.4%
      Swisher, IA1,096991.4%
      Altamont, KS1,0968020.4%
      Ship Bottom, NJ1,09617272.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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