Cost of Living in Mystic Island, NJ

Get 300+ Local Insights for Any Address in Mystic Island, NJ

Get Access to 300+ Local Data Points
D-
16%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mystic Island New Jersey National
Cost of living116125100
Groceries108108100
Health care110112100
Housing126157100
Transportation114114100
Utilities112111100
Lifestyle & Entertainment114113100
Household Items104107100
Education & Childcare119120100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Mystic Island, NJ

property for sale

219 Lantern Pl

Little Egg Harbor Twp, NJ
property for sale

139 N Spinnaker Dr

Little Egg Harbor Twp, NJ
property for sale

29 Toms Ct

Little Egg Harbor Twp, NJ
property for sale

7 W Sail Dr

Little Egg Harbor Twp, NJ

Cost Of Living Quick Facts

  • The cost of living in Mystic Island is 8% lower than the New Jersey average
  • The cost of living in Mystic Island is 16% higher than the national average
  • Mystic Island housing is 26% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Mystic Island

See all the best places to live around Mystic Island

Compare Mystic Island, NJ Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Mystic Island?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Mystic Island?
      Write a review to give others more information about this area.
      See all Mystic Island poll results

      The best places in New Jersey

      Here are the best places to live in New JerseySee the best places to live in Mystic IslandMost Dangerous States In The USCheck out the 10 most dangerous cities in New Jersey
      Best Places in New Jersey

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,594$7,466$2,090$2,688
      Renters$41,203$3,434$961$1,236
      A good indicator of the general affordability of housing in Mystic Island, NJ, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Mystic Island, the median monthly income is $89,594 for those who own their own homes. Under the standard rule, that income level would allow for $2,090 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $41,203, per the median income in the area. That would allow for renters to spend up to $961 on monthly rental expenses.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Egg Harbor City, NJ4,1751033.4%
      Pleasantville, NJ20,9271043.5%
      Atlantic City, NJ38,8101044.2%
      Pomona, NJ7,9801077.5%
      Smithville, NJ9,06711010.2%
      Mystic Island, NJ8,60311615.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Applewood, CO8,60315453.7%
      Boonville, MO8,6048910.5%
      Southwood Acres, CT8,60111818.1%
      Albion, MI8,6018119.1%
      Donaldsonville, LA8,605919.4%
      Mystic Island, NJ8,60311615.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026