Cost of Living in Barnegat, NJ

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F
28%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
63%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Barnegat New Jersey National
Cost of living128125100
Groceries107108100
Health care112112100
Housing163157100
Transportation117114100
Utilities116111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare122120100
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Homes For Sale In Barnegat, NJ

property for sale

39 Newport St

Barnegat, NJ
property for sale

108 Pine Oak Blvd

Barnegat, NJ
property for sale

5 Adrift Ave

Barnegat, NJ
property for sale

5 Elm Ct

Barnegat, NJ

Cost Of Living Quick Facts

  • The cost of living in Barnegat is 2% higher than the New Jersey average
  • The cost of living in Barnegat is 28% higher than the national average
  • Barnegat housing is 63% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Barnegat

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$133,375$11,115$3,112$4,002
      Renters$102,754$8,563$2,397$3,083

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen Lakes, NJ1,661918.5%
      Crestwood Village, NJ8,315964.2%
      Pine Ridge at Crestwood, NJ2,6691021.7%
      Silver Ridge, NJ1,1401077.4%
      Holiday City-Berkeley, NJ12,50811212.2%
      Barnegat, NJ3,71312828.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mullica Hill, NJ3,71311515.1%
      L'Islet, QC3,712n/a 
      Imlay City, MI3,7118712.8%
      Ladonia, AL3,7158811.8%
      Lake Isabella, CA3,715991.2%
      Barnegat, NJ3,71312828.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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