Cost of Living in Wainaku, HI

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F
32%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wainaku Hawaii National
Cost of living132163100
Groceries124126100
Health care116119100
Housing153252100
Transportation123121100
Utilities131131100
Lifestyle & Entertainment127127100
Household Items115115100
Education & Childcare128132100
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Homes For Sale In Wainaku, HI

property for sale

466 Luakaha St

Hilo, HI
property for sale

98 Kaiwiki Rd

Hilo, HI
property for sale

16 Haaheo Rd

Hilo, HI

Cost Of Living Quick Facts

  • The cost of living in Wainaku is 19% lower than the Hawaii average
  • The cost of living in Wainaku is 32% higher than the national average
  • Wainaku housing is 53% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,318$6,610$1,851$2,380
      Renters$65,866$5,489$1,537$1,976

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mountain View, HI3,61212121.5%
      Hawaiian Beaches, HI4,73512221.9%
      Keaau, HI1,30612424.3%
      Hawaiian Acres, HI2,99012524.8%
      Pepeekeo, HI1,57512726.9%
      Wainaku, HI1,09613232.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mountain City, GA1,0969010.5%
      Sheffield, IA1,0968614.4%
      Swisher, IA1,096991.4%
      Altamont, KS1,0968020.4%
      Fremont Hills, MO1,09611616.0%
      Wainaku, HI1,09613232.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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