F
28%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
69%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sewaren New Jersey National
Cost of living128125100
Groceries107108100
Health care109112100
Housing169157100
Transportation117114100
Utilities109111100
Lifestyle & Entertainment114113100
Household Items107107100
Education & Childcare115120100
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Cost Of Living Quick Facts

  • The cost of living in Sewaren is 2% higher than the New Jersey average
  • The cost of living in Sewaren is 28% higher than the national average
  • Sewaren housing is 69% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

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Compare Sewaren, NJ Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$145,044$12,087$3,384$4,352
      Renters$116,646$9,721$2,722$3,500

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Keansburg, NJ10,05011414.1%
      East Orange, NJ66,65511515.1%
      Roselle, NJ22,32111615.7%
      Newark, NJ290,76412019.8%
      Cliffwood Beach, NJ3,09111919.4%
      Sewaren, NJ2,79312828.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Inverness Highlands North, FL2,793936.6%
      Marlborough, MO2,793973.4%
      Crest, CA2,79215251.9%
      Avilla, IN2,7928812.0%
      Jonesville, MI2,7948713.4%
      Sewaren, NJ2,79312828.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.