| Index | Seabrook | Maryland | National |
| Cost of living | 126 | 121 | 100 |
| Groceries | 103 | 105 | 100 |
| Health care | 108 | 109 | 100 |
| Housing | 172 | 151 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 104 | 108 | 100 |
| Lifestyle & Entertainment | 105 | 109 | 100 |
| Household Items | 108 | 105 | 100 |
| Education & Childcare | 109 | 112 | 100 |
Getting a feel for the cost of living in Seabrook is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Seabrook is 126, which is 26% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
If you prioritize affordability when seeking a new place to live, Seabrook may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Seabrook falls into this category, which may not align with your preferences for a budget-friendly living environment.
Housing costs make up a big chunk of the cost of living in Seabrook, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 72.5% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Seabrook an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Seabrook, the median home price is 71.1% higher than what most folks pay across the country, and monthly rent prices are 75.8% higher than the usual rates. Income levels in Seabrook come in at $124,205, which is 52.7% higher than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Seabrook, healthcare costs are 7.5% higher than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Seabrook, the housing index comes in at 72.5% higher than the national average.
The cost of living data for Seabrook shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $144,739 | $12,062 | $3,377 | $4,343 |
| Renters | $107,645 | $8,970 | $2,512 | $3,230 |
| State | General Sales Tax | With Max Surtax |
| Maryland | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Maryland | 2% | 5.75% |
| City | Population | Cost of Living Index | National Avg. |
| Rose Hill CDP (Lee County), VA | 731 | 89 | 11.0% |
| Belle Haven town, VA | 578 | 99 | 1.4% |
| Cottage City, MD | 1,193 | 105 | 5.5% |
| Silver Hill, MD | 5,346 | 132 | 31.6% |
| Seat Pleasant, MD | 4,929 | 132 | 32.1% |
| Seabrook, MD | 19,461 | 126 | 26.0% |
| City | Population | Cost of Living Index | National Avg. |
| Hawthorne, NJ | 19,459 | 140 | 40.4% |
| Ansonia, CT | 19,456 | 111 | 10.8% |
| Riverview, NB | 19,441 | n/a | |
| Stevenson Ranch, CA | 19,485 | 194 | 93.7% |
| Whitehall, OH | 19,429 | 87 | 13.0% |
| Seabrook, MD | 19,461 | 126 | 26.0% |
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