F
94%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
270%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Stevenson Ranch California National
Cost of living194141100
Groceries110111100
Health care120116100
Housing370197100
Transportation122118100
Utilities119119100
Lifestyle & Entertainment124120100
Household Items110111100
Education & Childcare129127100
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An Overview of Cost of Living in Stevenson Ranch, CA

Understanding the cost of living in Stevenson Ranch can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Stevenson Ranch cost of living index is 194, which is 94% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If you prioritize affordability when seeking a new place to live, Stevenson Ranch may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Stevenson Ranch falls into this category, which may not align with your preferences for a budget-friendly living environment.

When it comes to the cost of living in Stevenson Ranch, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 270% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Stevenson Ranch Affordable?

Is Stevenson Ranch an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Stevenson Ranch is 332.2% higher than the national average, while the average monthly rent prices are 124.8% higher than average. The affordability of any location can also be influenced by median income levels. Stevenson Ranch has a median household income of $199,580, which is 145.4% higher than the national average.

What Factors can Influence the Cost of Living in Stevenson Ranch?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Stevenson Ranch, healthcare costs are 19.6% higher than the national average.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Stevenson Ranch, the groceries index is 9.9% higher than the national average.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Stevenson Ranch, the housing index is 270% higher than the national average.

Where is the Data From?

The Stevenson Ranch cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Stevenson Ranch is 38% higher than the California average
  • The cost of living in Stevenson Ranch is 94% higher than the national average
  • Stevenson Ranch housing is 270% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Stevenson Ranch

See all the best places to live around Stevenson Ranch

Compare Stevenson Ranch, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$246,357$20,530$5,748$7,391
      Renters$91,711$7,643$2,140$2,752
      A good indicator of the general affordability of housing in Stevenson Ranch, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Stevenson Ranch, the median monthly income is $246,357 for those who own their own homes. Under the standard rule, that income level would allow for $5,748 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $91,711, per the median income in the area. That would allow for renters to spend up to $2,140 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Piru, CA2,19813333.3%
      Val Verde, CA3,32814040.4%
      San Fernando, CA24,76115050.5%
      Burbank CDP, CA5,14315857.8%
      Santa Clarita, CA218,10516565.4%
      Stevenson Ranch, CA19,48519493.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Salmon Arm, BC19,494n/a 
      Seabrook, MD19,46112626.0%
      Liberal, KS19,5109010.3%
      Hawthorne, NJ19,45914040.4%
      Highland, UT19,51316059.8%
      Stevenson Ranch, CA19,48519493.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.