| Index | Hawthorne | New Jersey | National |
| Cost of living | 140 | 125 | 100 |
| Groceries | 108 | 108 | 100 |
| Health care | 108 | 112 | 100 |
| Housing | 211 | 157 | 100 |
| Transportation | 110 | 114 | 100 |
| Utilities | 108 | 111 | 100 |
| Lifestyle & Entertainment | 114 | 113 | 100 |
| Household Items | 108 | 107 | 100 |
| Education & Childcare | 120 | 120 | 100 |
Getting a feel for the cost of living in Hawthorne is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Hawthorne is 140, which is 40% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
If you're in pursuit of an economical living environment, Hawthorne may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Hawthorne falls within this bracket.
Housing costs are a very significant part of the Hawthorne cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 110.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Hawthorne an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Hawthorne is 133.3% higher than the national average, while the average monthly rent prices are 58.4% higher than average. The affordability of any location can also be influenced by median income levels. Hawthorne has a median household income of $156,457, which is 92.4% higher than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Hawthorne, the groceries index is 7.7% higher than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Hawthorne, healthcare costs are 8.1% higher than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Hawthorne, the transportation index is 9.5% higher than the national average.
The Hawthorne cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $178,278 | $14,857 | $4,160 | $5,349 |
| Renters | $85,907 | $7,159 | $2,004 | $2,577 |
| State | General Sales Tax | With Max Surtax |
| New Jersey | 6.625% | 12.625% |
| State | Income Tax (Low) | Income Tax (High) |
| New Jersey | 1.4% | 10.75% |
| City | Population | Cost of Living Index | National Avg. |
| East Orange, NJ | 66,655 | 115 | 15.1% |
| Silver Lake CDP (Warren County), NJ | 326 | 117 | 17.3% |
| Paterson, NJ | 149,118 | 122 | 21.5% |
| Prospect Park, NJ | 5,987 | 125 | 25.1% |
| Haledon, NJ | 8,475 | 126 | 26.2% |
| Hawthorne, NJ | 19,459 | 140 | 40.4% |
| City | Population | Cost of Living Index | National Avg. |
| Seabrook, MD | 19,461 | 126 | 26.0% |
| Ansonia, CT | 19,456 | 111 | 10.8% |
| Riverview, NB | 19,441 | n/a | |
| Stevenson Ranch, CA | 19,485 | 194 | 93.7% |
| Whitehall, OH | 19,429 | 87 | 13.0% |
| Hawthorne, NJ | 19,459 | 140 | 40.4% |
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