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Belle Haven town, VA Cost of Living

Belle Haven town cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBelle Haven townVirginiaNational
Cost of living index102108100
IndexBelle Haven townVirginiaNational
Goods & Services index109100100
Groceries index11796100
Health care index107100100
Housing index85130100
Transportation index11091100
Utilities index103101100
Displayed above is a general overview of the Belle Haven town, VA cost of living index. The overall cost of living index in Belle Haven town, VA is 102, which is 5% lower than the Virginia average and 2% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Belle Haven town, VA are 9% higher than the Virginia average and 9% higher than the national average.
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Did you know?

  • The cost of living in Belle Haven town is 5% lower than the Virginia average.
  • The cost of living in Belle Haven town is 2% higher than the national average.
  • The cost of housing in Belle Haven town is 15% lower than the national average.
  • Virginia general sales tax is 4% higher than the national average.
  • Virginia state income tax is 10% lower than the national average.

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Compare Belle Haven town, VA Cost of living To Other Cities

Salary Calculator

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The salary calculator allows you to compare how much your current salary in Belle Haven town, VA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Belle Haven town, VA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Belle Haven town, VA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$48,750$4,063$1,137$1,463
Renters$53,036$4,420$1,237$1,591
The affordability of the housing market in Belle Haven town, VA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Belle Haven town, VA homeowners, the median income is $48,750. This indicates that a monthly maximum of $1,137 should be spent by homeowners on all housing related costs. Renters have a median income of $53,036. This indicates that renters should have a maximum of $1,237 used for their rent related monthly costs.

Virginia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Virginia5.3%6%

Virginia Income Tax

StateIncome Tax (Low)Income Tax (High)
Virginia2%5.75%
When you are determining the total cost of living in Belle Haven town, VA you will want to make sure you consider both the Virginia sales tax and the Virginia income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Virginia is 5.3%, with the highest surtax being 6%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Virginia have a range from 2% to 5.75%.

Goods & Services

ItemBelle Haven townNational avg.Difference
Haircut $18.11$16.0912.6%
Beauty Salon $62.00$37.3366.1%
Toothpaste $3.17$2.4529.7%
Shampoo $1.27$1.0026.6%
Movie $12.63$10.2822.8%
Bowling $5.45$4.9310.5%

Groceries

ItemBelle Haven townNational avg.Difference
Ground Beef $4.24$3.8011.6%
Fried Chicken $2.29$1.4063.7%
Milk $2.45$2.0121.9%
Potatoes $3.69$3.0122.4%
Pizza $10.49$9.896.1%
Beer $10.10$8.9013.5%

Health Care

ItemBelle Haven townNational avg.Difference
Optometrist $95.25$102.166.8%
Doctor $122.58$108.3613.1%
Dentist $98.00$92.535.9%
Ibuprofen $9.83$9.285.9%
Lipitor $432.66$425.821.6%

Housing

ItemBelle Haven townNational avg.Difference
Home Price $141,000.00$184,700.0023.7%
Avg. Mortgage Payment $2,942.02$1,202.44144.7%
Apartment Rent $1,000.00$949.005.4%

Transportation

ItemBelle Haven townNational avg.Difference
Gasoline $2.45$2.249.0%
Tire Balancing $51.67$46.2911.6%

Utilities

ItemBelle Haven townNational avg.Difference
All Electricity$143.97$165.9613.2%
Phone $34.95$28.6821.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rose Hill CDP (Lee County), VA70892-8%
Woodlawn CDP (Carroll County), VA2,24794-6%
Potomac Heights, MD1,19195-5%
Wakefield town, VA81097-3%
Cottage City, MD1,20911010%
Belle Haven town, VA5621022%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Spelter, WV56282-18%
St. Francis, SD56272-28%
Oak Grove, IL56280-20%
Thunderbird Bay, TX56282-18%
Kosse, TX56281-19%
Belle Haven town, VA5621022%
Source: The Belle Haven town, VA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.
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