Cost Of Living in Belle Haven town, VA

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A+

1%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

15%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Belle Haven town	Virginia	National
Cost of living	99	111	100
Groceries	101	103	100
Health care	102	103	100
Housing	85	129	100
Transportation	109	105	100
Utilities	101	104	100
Lifestyle & Entertainment	105	103	100
Household Items	102	102	100
Education & Childcare	115	109	100

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Cost Of Living Quick Facts

The cost of living in Belle Haven town is 11% lower than the Virginia average
The cost of living in Belle Haven town is 1% lower than the national average
Belle Haven town housing is 15% lower than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,051	$6,088	$1,704	$2,192
Renters	$80,503	$6,709	$1,878	$2,415

The affordability of the housing market in Belle Haven town, VA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Belle Haven town homeowners, the median income is $73,051. This indicates that a monthly maximum of $1,704 should be spent by homeowners on all housing related costs. Renters have a median income of $80,503. This indicates that renters would have a maximum of $1,878 for their rent related monthly costs.

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedarville, MD	599	110	10.1%
Rose Hill CDP (Lee County), VA	731	89	11.0%
Potomac Heights, MD	1,295	90	10.5%
Woodlawn CDP (Carroll County), VA	2,334	89	11.3%
Wakefield town, VA	838	92	8.4%
Belle Haven town, VA	578	99	1.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fisk, MO	578	89	11.2%
Paguate, NM	578	98	2.3%
Westminster, OH	578	88	12.0%
Allenport, PA	578	83	16.6%
Clark, PA	578	93	6.5%
Belle Haven town, VA	578	99	1.4%