Cost Of Living in Seat Pleasant, MD

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F

32%

Overall NAT. AVG.

23%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Seat Pleasant	Maryland	National
Cost of living	132	121	100
Groceries	123	105	100
Health care	133	109	100
Housing	124	151	100
Transportation	138	109	100
Utilities	132	108	100
Lifestyle & Entertainment	140	109	100
Household Items	124	105	100
Education & Childcare	170	112	100

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Homes For Sale In Seat Pleasant, MD

824 Booker Dr

Capitol Heights, MD

6211 Foote St

Capitol Heights, MD

814 Booker Pl

Capitol Heights, MD

6233 Addison Rd

Capitol Heights, MD

Cost Of Living Quick Facts

The cost of living in Seat Pleasant is 9% higher than the Maryland average
The cost of living in Seat Pleasant is 32% higher than the national average
Seat Pleasant housing is 24% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$110,228	$9,186	$2,572	$3,307
Renters	$47,866	$3,989	$1,117	$1,436

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Seat Pleasant, MD, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Seat Pleasant, homeowners have a median income of $110,228. Using that number, a maximum of $2,572 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $47,866, which means there is a maximum of $1,117 to be spent on the costs of renting a home or apartment.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rose Hill CDP (Lee County), VA	731	89	11.0%
Woodlawn CDP (Carroll County), VA	2,334	89	11.3%
Belle Haven town, VA	578	99	1.4%
Cottage City, MD	1,193	105	5.5%
Silver Hill, MD	5,346	132	31.6%
Seat Pleasant, MD	4,929	132	32.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Holts Summit, MO	4,929	91	9.0%
Kanab, UT	4,929	113	12.6%
Dallas, NC	4,928	93	7.3%
Edgefield, SC	4,930	85	14.9%
Franklin, NJ	4,927	112	12.1%
Seat Pleasant, MD	4,929	132	32.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Seat Pleasant, MD

Homes For Sale In Seat Pleasant, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Seat Pleasant

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The best places in Maryland

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population