Cost of Living in Sea Bright, NJ

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F
75%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
224%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sea Bright New Jersey National
Cost of living175125100
Groceries105108100
Health care112112100
Housing324157100
Transportation114114100
Utilities109111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare120120100
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Homes For Sale In Sea Bright, NJ

property for sale

12 Front St

Sea Bright, NJ
property for sale

20 River St

Sea Bright, NJ
property for sale

28 Front St

Sea Bright, NJ
property for sale

1492 Ocean Ave Unit A1

Sea Bright, NJ

Cost Of Living Quick Facts

  • The cost of living in Sea Bright is 40% higher than the New Jersey average
  • The cost of living in Sea Bright is 75% higher than the national average
  • Sea Bright housing is 224% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

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      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$196,844$16,404$4,593$5,906
      Renters$93,631$7,803$2,185$2,809

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Keansburg, NJ10,05011414.1%
      Cliffwood Beach, NJ3,09111919.4%
      North Middletown, NJ2,72312020.1%
      Laurence Harbor, NJ6,22812120.8%
      Keyport, NJ7,20912121.4%
      Sea Bright, NJ1,32517574.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Harper, KS1,3258218.3%
      Dunnstown, PA1,325973.5%
      Salix, PA1,325909.6%
      Seven Points, TX1,3258515.4%
      Arborg, MB1,325n/a 
      Sea Bright, NJ1,32517574.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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