Cost of Living in Laurence Harbor, NJ

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F
21%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Laurence Harbor New Jersey National
Cost of living121125100
Groceries107108100
Health care109112100
Housing144157100
Transportation117114100
Utilities109111100
Lifestyle & Entertainment114113100
Household Items107107100
Education & Childcare115120100
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Homes For Sale In Laurence Harbor, NJ

property for sale

239 Alpine Way

South Amboy, NJ
property for sale

836 Forrest Ave

South Amboy, NJ
property for sale

33 Cliffwood Way

South Amboy, NJ
property for sale

17 Birchwood Dr

Keyport, NJ

Cost Of Living Quick Facts

  • The cost of living in Laurence Harbor is 4% lower than the New Jersey average
  • The cost of living in Laurence Harbor is 21% higher than the national average
  • Laurence Harbor housing is 44% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Laurence Harbor

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Compare Laurence Harbor, NJ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$128,507$10,709$2,998$3,856
      Renters$75,301$6,275$1,757$2,259
      To approximate the cost of living and the housing affordability in Laurence Harbor, NJ, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Laurence Harbor have a median income of $128,507. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,998 per month to avoid calamity and poverty. The renters in the city have an income of about $75,301, which would make their monthly maximum allowable rental costs $1,757.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rossmoor, NJ2,7691043.7%
      Clearbrook Park, NJ3,20811010.3%
      Keansburg, NJ10,05011414.1%
      Concordia, NJ2,62011414.0%
      Roselle, NJ22,32111615.7%
      Laurence Harbor, NJ6,22812120.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mascotte, FL6,2281010.7%
      Princeton, KY6,2278217.6%
      Okanagan-Similkameen D, BC6,227n/a 
      Tequesta, FL6,22513837.8%
      Watchung, NJ6,22518383.2%
      Laurence Harbor, NJ6,22812120.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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