Rochester cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRochesterNew HampshireNational
Cost of living index103113100
IndexRochesterNew HampshireNational
Goods & Services index108108100
Groceries index103103100
Health care index114114100
Housing index91123100
Transportation index102102100
Utilities index118118100
An overview of the general cost of living index for Rochester, NH is displayed above for your reference. Residents in Rochester, NH enjoy a cost of living index of 103. This index is 9% lower than the New Hampshire average, and 3% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Rochester, NH, the average cost of goods and services is equal to it is in New Hampshire, and it is 8% higher than the national average.
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Did you know?

  • The cost of living in Rochester is 9% lower than the New Hampshire average.
  • The cost of living in Rochester is 3% higher than the national average.
  • The cost of housing in Rochester is 9% lower than the national average.
  • New Hampshire general sales tax is 100% lower than the national average.
  • New Hampshire state income tax is 100% lower than the national average.

Compare Rochester, NH Cost of living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator allows you to compare how much your current salary in Rochester, NH would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Rochester, NH, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Rochester, NH salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$66,923$5,577$1,561$2,008
      Renters$33,048$2,754$771$992
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Rochester, NH as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Rochester, NH homeowners, is $66,923. This would allow for a maximum of $1,561 per month to be spent on housing costs. For renters, the median monthly income is $33,048 which would result in a maximum of $771 to be spent on rental costs.

      New Hampshire Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New Hampshire0%0%

      New Hampshire Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New Hampshire0%0%
      The New Hampshire sales tax and New Hampshire income tax rates should definitely be considered when determining the overall cost of living in Rochester, NH. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New Hampshire sales tax is 0% and the maximum surtax is 0%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New Hampshire income tax rates range from 0% to 0%.

      Goods & Services

      ItemRochesterNational avg.Difference
      Haircut $20.00$17.4914.4%
      Beauty Salon $36.32$38.174.8%
      Toothpaste $2.66$2.3214.6%
      Shampoo $0.87$1.0114.0%
      Movie $10.54$10.721.7%
      Bowling $17.27$13.8624.6%

      Groceries

      ItemRochesterNational avg.Difference
      Ground Beef $4.19$3.907.4%
      Fried Chicken $1.49$1.406.8%
      Milk $2.95$1.9650.3%
      Potatoes $3.29$3.183.4%
      Pizza $11.24$10.398.1%
      Beer $8.99$9.232.6%

      Health Care

      ItemRochesterNational avg.Difference
      Optometrist $101.89$106.344.2%
      Doctor $152.49$115.2532.3%
      Dentist $121.64$98.3823.6%
      Ibuprofen $8.92$9.263.7%
      Lipitor $420.38$466.479.9%

      Housing

      ItemRochesterNational avg.Difference
      Home Price $161,200.00$184,700.0012.7%
      Avg. Mortgage Payment $1,231.43$1,273.323.3%
      Apartment Rent $932.00$949.001.8%

      Transportation

      ItemRochesterNational avg.Difference
      Gasoline $2.64$2.591.8%
      Tire Balancing $51.84$48.906.0%

      Utilities

      ItemRochesterNational avg.Difference
      All Electricity$223.90$167.6033.6%
      Phone $177.15$163.428.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Milton, NH88499-1%
      Sanford, ME20,8871044%
      Alton, NH2141022%
      Farmington, NH4,1221033%
      North Berwick, ME1,7641077%
      Rochester, NH30,0521033%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Matthews, NC30,0541077%
      Westchester, FL30,05811313%
      New Bern, NC30,07597-3%
      Walnut, CA30,02617474%
      North Chicago, IL30,02398-2%
      Rochester, NH30,0521033%
      Source: The Rochester, NH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.