A-
5%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
19%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Roy Utah National
Cost of living105104100
Goods & Services101102100
Groceries10199100
Health care8891100
Housing119114100
Transportation100105100
Utilities9595100

An Overview of Cost of Living in Roy, UT

Are you thinking about relocating, but curious about the potential cost of living in Roy? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Roy stands at 105, making it 5% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Roy closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, goods and services, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Roy can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Roy Affordable?

Is Roy affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Roy, the median home price is 20.7% higher than the national average and monthly rent prices are 15.3% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Roy boasting a median household income of $72,739, 31.5% higher than the national average.

What Factors can Influence the Cost of Living in Roy?

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Roy, the general sales tax rate starts at 6.1%, and income tax rates begin at 4.85%.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Roy, the healthcare costs are 11.9% lower than the national average.

Where is the Data From?

The Roy cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Roy is 1% higher than the Utah average
  • The cost of living in Roy is 5% higher than the national average
  • Roy housing is 19% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Roy

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Compare Roy, UT Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,388$6,366$1,782$2,292
      Renters$54,301$4,525$1,267$1,629
      A good indicator of the general affordability of housing in Roy, UT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Roy, the median monthly income is $76,388 for those who own their own homes. Under the standard rule, that income level would allow for $1,782 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $54,301, per the median income in the area. That would allow for renters to spend up to $1,267 on monthly rental expenses.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Goods & Services

      Item Roy National avg. Difference
      Haircut $21.35$24.2612.0%
      Beauty Salon $52.17$45.5614.5%
      Toothpaste $3.64$3.701.7%
      Shampoo $1.17$1.288.6%
      Movie $11.20$12.137.7%
      Bowling $16.97$18.005.7%

      Groceries

      Item Roy National avg. Difference
      Ground Beef $6.18$5.845.9%
      Fried Chicken $1.42$1.5710.0%
      Milk $4.68$4.670.2%
      Potatoes $4.61$4.936.7%
      Pizza $11.99$12.090.8%
      Beer $11.03$10.415.9%

      Health Care

      Item Roy National avg. Difference
      Optometrist $113.53$125.689.7%
      Doctor $125.51$135.787.6%
      Dentist $77.37$113.2931.7%
      Ibuprofen $10.71$10.650.5%
      Lipitor $532.80$468.6013.7%

      Housing

      Item Roy National avg. Difference
      Home Price $222,900.00$184,700.0020.7%
      Avg. Mortgage Payment $2,471.79$2,346.695.3%
      Apartment Rent $1,094.00$949.0015.3%

      Transportation

      Item Roy National avg. Difference
      Gasoline $3.51$3.461.4%
      Tire Balancing $58.77$59.921.9%

      Utilities

      Item Roy National avg. Difference
      All Electricity $176.12$193.999.2%
      Phone $192.69$192.250.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunset, UT5,309990.8%
      Ogden, UT87,1751000.1%
      Washington Terrace, UT9,1811022.2%
      Riverdale, UT8,8261054.7%
      South Ogden, UT17,0801054.9%
      Roy, UT39,2431055.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Milton, GA39,25214443.6%
      Lancaster, TX39,2641021.9%
      Port Moody, BC39,217n/a 
      Northglenn, CO39,20112120.6%
      Germantown, TN39,19611716.5%
      Roy, UT39,2431055.1%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.