Roy cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index94103100
Goods & Services index9998100
Groceries index9299100
Health care index9693100
Housing index89114100
Transportation index101104100
Utilities index8993100
A general summary of the cost of living index in Roy, UT is shown above. Compared to the state average of Utah the cost of living index in Roy, UT is 94, which is 8% lower than the average in Utah and compared to the national average it is 6% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Roy, UT goods and services come in at 2% higher than the average in Utah and are 1% lower than compared to the nationwide average.
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Did you know?

  • The cost of living in Roy is 8% lower than the Utah average.
  • The cost of living in Roy is 6% lower than the national average.
  • The cost of housing in Roy is 11% lower than the national average.
  • Utah general sales tax is 17% higher than the national average.
  • Utah state income tax is 123% higher than the national average.

Compare Roy, UT Cost of living To Other Cities


      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator allows you to compare how much your current salary in Roy, UT would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Roy, UT, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Roy, UT salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      If you want to find a good determining factor for the cost of living and the general affordability of housing in Roy, UT, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Roy, UT, the median monthly income is $67,057 for those who own their own homes. Under the standard rule, that income level would allow for $1,565 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $47,945, per the median income in the area. That would allow for renters to spend up to $1,119 on monthly rental expenses.

      Utah Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Utah Income Tax

      StateIncome Tax (Low)Income Tax (High)
      The Utah sales tax and Utah income tax rates should definitely be considered when determining the overall cost of living in Roy, UT. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Utah sales tax is 5.95% and the maximum surtax is 8.35%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Utah income tax rates range from 4.95% to 4.95%.

      Goods & Services

      ItemRoyNational avg.Difference
      Haircut $18.50$17.495.8%
      Beauty Salon $33.33$38.1712.7%
      Toothpaste $2.73$2.3217.6%
      Shampoo $0.91$1.0110.1%
      Movie $9.71$10.729.5%
      Bowling $16.00$13.8615.4%


      ItemRoyNational avg.Difference
      Ground Beef $3.68$3.905.6%
      Fried Chicken $1.59$1.4013.9%
      Milk $1.36$1.9630.7%
      Potatoes $1.94$3.1839.1%
      Pizza $10.99$10.395.7%
      Beer $8.78$9.234.9%

      Health Care

      ItemRoyNational avg.Difference
      Optometrist $96.00$106.349.7%
      Doctor $105.40$115.258.5%
      Dentist $92.08$98.386.4%
      Ibuprofen $9.50$9.262.6%
      Lipitor $497.86$466.476.7%


      ItemRoyNational avg.Difference
      Home Price $157,400.00$184,700.0014.8%
      Avg. Mortgage Payment $1,191.51$1,273.326.4%
      Apartment Rent $937.00$949.001.3%


      ItemRoyNational avg.Difference
      Gasoline $2.81$2.598.3%
      Tire Balancing $44.49$48.909.0%


      ItemRoyNational avg.Difference
      All Electricity$131.84$167.6021.3%
      Phone $184.38$163.4212.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Ogden, UT84,90090-10%
      Sunset, UT5,17690-10%
      Washington Terrace, UT9,15090-10%
      Riverdale, UT8,63694-6%
      Clearfield, UT30,48394-6%
      Roy, UT37,85394-6%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Lima, OH37,83684-16%
      Gainesville, GA37,90698-2%
      Apache Junction, AZ37,77585-15%
      Chillum, MD37,77312020%
      Brookfield, WI37,99111212%
      Roy, UT37,85394-6%
      Source: The Roy, UT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.