| Index | Rosenberg | Texas | National |
| Cost of living | 101 | 94 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 101 | 98 | 100 |
| Housing | 103 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 105 | 103 | 100 |
| Lifestyle & Entertainment | 98 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 103 | 98 | 100 |
The cost of living in Rosenberg affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Rosenberg is 101, which is 1% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
In Rosenberg, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Rosenberg will resemble that of an average city, contributing to a manageable cost of living.
Is Rosenberg an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Rosenberg, the median home price is 3.7% lower than what most folks pay across the country, and monthly rent prices are 20% higher than the usual rates. Income levels in Rosenberg come in at $87,779, which is 7.9% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Rosenberg, the groceries index registers 0.5% lower than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Rosenberg, healthcare costs are 0.6% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Rosenberg comes in at 4.8% higher than the national average.
The cost of living estimates displayed for Rosenberg are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $120,076 | $10,006 | $2,802 | $3,603 |
| Renters | $60,661 | $5,055 | $1,415 | $1,820 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Wallis, TX | 1,813 | 86 | 13.9% |
| Kendleton, TX | 339 | 89 | 10.7% |
| Fairchilds, TX | 728 | 92 | 8.4% |
| Orchard, TX | 170 | 93 | 7.2% |
| Needville, TX | 3,203 | 97 | 2.8% |
| Rosenberg, TX | 38,648 | 101 | 1.2% |
| City | Population | Cost of Living Index | National Avg. |
| Rock Island, IL | 38,640 | 89 | 10.9% |
| Dover, DE | 38,633 | 101 | 1.0% |
| La Presa, CA | 38,679 | 144 | 43.5% |
| Monrovia, CA | 38,586 | 176 | 75.9% |
| Egypt Lake-Leto, FL | 38,732 | 104 | 4.0% |
| Rosenberg, TX | 38,648 | 101 | 1.2% |
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