Cost Of Living in Orchard, TX

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A+

7%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

25%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Orchard	Texas	National
Cost of living	93	94	100
Groceries	100	98	100
Health care	101	98	100
Housing	75	83	100
Transportation	98	98	100
Utilities	105	103	100
Lifestyle & Entertainment	98	98	100
Household Items	99	98	100
Education & Childcare	103	98	100

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Homes For Sale In Orchard, TX

339 N Missouri St

Wallis, TX

9531 Galveston Rd

Wallis, TX

9422 Galveston ST

Orchard, TX

See the Newest Homes For Sale In Orchard, TX

Cost Of Living Quick Facts

The cost of living in Orchard is 1% lower than the Texas average
The cost of living in Orchard is 7% lower than the national average
Orchard housing is 25% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,385	$6,699	$1,876	$2,412
Renters	$0	$0	$0	$0

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hungerford, TX	90	100	0.3%
Wallis, TX	1,813	86	13.9%
Brookshire, TX	5,752	87	12.6%
Kendleton, TX	339	89	10.7%
Fairchilds, TX	728	92	8.4%
Orchard, TX	170	93	7.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Akhiok, AK	170	97	3.2%
Wawona, CA	170	116	16.1%
Crook, CO	170	100	0.3%
Ramah, CO	170	95	4.9%
Hartly, DE	170	82	18.3%
Orchard, TX	170	93	7.2%