B
Overall 13%
Goods & Services 6%
Housing 41%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexRock IslandIllinoisNational
Cost of living8798100
Goods & Services9498100
Groceries10397100
Health care103100100
Housing5995100
Transportation113112100
Utilities9997100

Key findings

  • The cost of living in Rock Island is 11% lower than the Illinois average
  • The cost of living in Rock Island is 13% lower than the national average
  • Rock Island housing is 41% lower than the national average
  • Illinois general sales tax is 23% higher than the national average
  • Illinois state income tax is 123% higher than the national average

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Compare Rock Island, IL Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$58,335$4,861$1,361$1,750
      Renters$24,475$2,040$571$734
      To approximate the cost of living and the housing affordability in Rock Island, IL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Rock Island have a median income of $58,335. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,361 per month to avoid calamity and poverty. The renters in the city have an income of about $24,475, which would make their monthly maximum allowable rental costs $571.

      Illinois Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Illinois6.25%10.25%

      Illinois Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Illinois4.95%4.95%

      Goods & Services

      ItemRock IslandNational avg.Difference
      Haircut $12.67$17.4927.6%
      Beauty Salon $31.75$38.1716.8%
      Toothpaste $3.09$2.3233.1%
      Shampoo $0.95$1.016.1%
      Movie $10.72$10.720.0%
      Bowling $13.33$13.863.8%

      Groceries

      ItemRock IslandNational avg.Difference
      Ground Beef $3.27$3.9016.2%
      Fried Chicken $1.69$1.4021.1%
      Milk $2.52$1.9628.4%
      Potatoes $2.64$3.1817.1%
      Pizza $12.95$10.3924.6%
      Beer $8.99$9.232.6%

      Health Care

      ItemRock IslandNational avg.Difference
      Optometrist $87.50$106.3417.7%
      Doctor $130.50$115.2513.2%
      Dentist $97.50$98.380.9%
      Ibuprofen $8.49$9.268.3%
      Lipitor $515.99$466.4710.6%

      Housing

      ItemRock IslandNational avg.Difference
      Home Price $98,200.00$184,700.0046.8%
      Avg. Mortgage Payment $950.53$1,273.3225.4%
      Apartment Rent $703.00$949.0025.9%

      Transportation

      ItemRock IslandNational avg.Difference
      Gasoline $2.67$2.592.9%
      Tire Balancing $65.32$48.9033.6%

      Utilities

      ItemRock IslandNational avg.Difference
      All Electricity$159.75$167.604.7%
      Phone $188.52$163.4215.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Oak Grove, IL56278-22%
      Cleveland, IL17884-16%
      Stockton, IA23586-14%
      Milan, IL5,09786-14%
      Colona, IL4,87687-13%
      Rock Island, IL38,64787-13%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Muskogee, OK38,60575-25%
      Hurst, TX38,69094-6%
      Stanton, CA38,59412626%
      South Miami Heights, FL38,7361011%
      Severna Park, MD38,51414747%
      Rock Island, IL38,64787-13%
      Source: The Rock Island, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.